On this page of Benford's Law Stocks.com we present our study of Discover Financial Services — ticker symbol DFS. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 2/26/2020 to 12/23/2024 for Discover Financial Services under CIK number 0001393612. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for DFS, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for Discover Financial Services based on the past DFS filings our system processed in the past.
33.1
16.1
11.1
9.4
7.9
5.9
6.5
5.3
4.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL?   [ original filing, DFS stockholder letter ]
Total numbers found: 1,792
Recent share count: 251,071,540 (2's column)

= Typical range across full coverage universe
Benford's Law Stocks Indicator
1792
High count compared to other filers, with DFS falling in the highest 10% of filers. At this number count, it would take about 18 numbers to move any given column by a full percentage point.
98

Starting from a possible score of 100, we made the following score deductions:
 • The 7's percentage was higher than the 6's percentage, increasing the penalty multiplier.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 7's percentage was above the company's typical historical range.
Benford's Law Stocks Indicator
DFS
High score compared to other filers, with DFS falling in the highest 10% of filers.
CL
CNP
FHN
GS
CLH
D
EPD
GNE
Check our work! We provide our Discover Financial Services Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the DFS filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 594 numbers that start with the digit 1. Here they are:
1.00
16
10,787
11,685
14,590
13,402
14,470
13,451
14,865
13,655
118,509
128,409
126,993
128,409
118,481
119,126
1,085
1,091
151,615
151,713
108,356
107,493
1,496
1,438
109,852
108,931
17,427
134,506
137,478
10,700
1,056
1,056
17
17,109
14,235
151,615
151,713
132
1,334
1,347
11,743
15
19
11,989
10,513
1,823
130
120
148
111
15,031
12,977
1,213
1,061
14
1,457
1,288
10,666
1,473
1,702
1,620
1,121
1,027
126
129
194
1,983
1,788
197
149
1,788
1,564
1,192
175
1,128
12.61
12.61
128
142
176
114
103
1,285
11
1,056
13,382
103
103
121
177
177
15
15
16
16
11
1,056
13,665
11
1,056
16,010
180
177
177
15
15
16
16
11
1,056
17
17,109
11
1,056
19,054
13,895
1,955
1,955
1,002
11
1,056
13,665
11
1,056
14,235
10
10
1,551
11
1,056
17
17,109
1,568
1,431
12
12
1,554
13,145
14,669
12,348
1,489
1,808
10
1,937
11,728
10,823
10,787
10,823
1.0192
14,185
12,937
14,865
13,655
14,058
146
19
14,185
14,470
146
14,590
17
17
12,971
12,937
15
13,451
101
13,402
19
19
1,137
17
105
13
15
11,792
14,058
106
11,844
179
14,470
11,926
14,185
105
11,976
181
14,590
156
187
15
17
100,489
102,259
10,352
10,438
18,020
118,509
128,409
126,993
128,409
118,481
119,126
11.7
14.8
16.9
15.6
1
192
100
1,623
169
187
10
1,049
177
17
100
17
14
1,974
1,883
1,917
13
16
19
15
16
14
1
12
127
174
104
143
1,327
111
1,473
1,629
123
1,756
17
1,332
106
1,442
128
1,518
1,671
1,171
1,287
198
14
1,070
100
12
128
121
19
111
194
17
151
176
196
134
125
132
18
16
194
1,974
1,883
1,845
191
127
174
12
171
1,960
1,895
1,917
1,881
197
104
143
11
19
143
1,975
1,921
11
1,028
1,712
1,028
1,712
1.02
1.76
11
11
12
150
102
1.44
1.07
191
120
14.47
13.84
14.45
13.68
166
160
14.01
12.30
13.62
12.01
147
1,882
196
109
1,991
186
186
1
1
1
15
18
11
17
120
124
120
124
1
1
1
1
10
10
11,725
16,934
15,598
1,334
1,347
10,208
1,172
1.03
10,003
10,928
10,993
138
140
17,427
1,025
1,002
1,452
17,427
1.0
1.0
1,000
1,000
1,070,000
1,070,000
1,056
1,056
100
148
180
176
106
180
17
195
189
103
106
189
180
128
114
106
180
17
136
14
189
142
106
189
152
176
111
111
13
169
128
169
128
112
150
114
188
142
188
142
172
130
12
122
1,192
175
1,128
17
12.61
12.61
19,379
14.9
10,407
13,009
10.0
17,611
13.7
10,266
12,832
10.0
17,373
13.4
14,877
11.6
10,266
17,373
11.4
14,877
16,317
12.5
14,877
11.6
17,399
13.2
10,509
13,137
10.0
16,409
12.7
10,381
12,976
10.0
15,279
11.6
13,459
10.4
10,381
15,279
10.3
13,459
14,223
10.8
13,459
10.4
120
184,384
192,173
10
10
1,159
1,201
14,177
14,185
14,177
14,590
18
18
19
19
12,928
12,937
12,928
13,402
1
1
117,553
126,431
118,481
10,787
10,787
10,787
1,324
1,324
1,309
17,491
17,545
17,427
126,940
126,940
119,126
11,685
11,685
11,685
1,450
1,450
1,450
10,770
10,835
10,993
15,000
18
10,650
15,371
19
19
1
1.5
1
1.1
15,490
162
12
1,213
13
187
145
1,061
11,989
134
13
16
116
10,513
111
181
138
138
1,457
1,457
1,473
1,473
129
1,743
1,788
1,108
1,192
1,288
1,288
1,702
1,702
130
1,519
1,564
11,989
11,989
1,040
1,040
15,031
15,031
10,666
10,666
1,901
141
10,513
10,513
12,977
12,977
1,650
1,983
131
19
129
129
19
124
194
194
194
130
1,044
1,121
126
126
112
1,282
1,866
1,901
1,027
129
129
12
1,104
1,448
11
11
11
1,650
1,983
13
We found 289 numbers that start with the digit 2. Here they are:
26
251,226,920
255
255
20,581
2,000,000,000
200,000,000
29,855
225
21,072
21,010
28,643
2,183
2,722
2
2
236
225
2,182
214
262
221
27
2,485
2,032
263
283
281
25
22
277
254
2,430
2,351
2.21
2.21
2,430
239
20
242
234
2,196
29,287
21,005
2,750
29,665
21,009
21,064
24
27
27
2,750
21,072
27,758
2,430
2,430
234
234
2.00
29,665
21,009
29,855
225
21,010
242
242
2.10
21,072
2,430
269
2,480
2,627
2
205
235
2,232
2,486
2,980
26
275
2
260
275
2
260
253
234
253
234
2
2,593
2,193
254
2,193
254
275
275
275
275
2,183
250
2,183
250
260
260
260
260
26,150
28
21
20,212
20
20,021
20
2
2,604
29
20
247
2,038
26
20
20
28
2
297
217
2
211
2,499
2,744
2.54
274
26
248
2,145
282
2,038
201
2,181
261
26
29
2,619
2,619
2.61
24
21
22
2,677
293
222
29
2,824
228
252
20
272
200
263
263
2
2
2
23
203
203
2
2
29
2,459
28,643
27,309
29,093
2
27,341
29,131
23,052
2,209
2.70
2,846
20,581
2,833
239
20
278
225
242
234
278
239
239
200
24
231
28
28
29
22
26
20
29
27
27.0
23.0
25.8
23.0
2,430
2,368
20
2,351
251
250
251
255
251
250
251
255
2.21
2.21
233.7
25
26
200
2
2
2
2
260
260
275
260
260
275
234
234
253
234
234
253
20,239
20,304
20,581
28
20
2
2
29
2
236
277
225
254
2
24
29
2,722
244
244
278
278
261
261
231
231
2,485
224
224
2,952
202
26
214
214
214
214
23
2
21
200
262
262
245
2,485
221
221
2.2
2.3
2
We found 199 numbers that start with the digit 3. Here they are:
3.37
36
32,469
321,255,534
320,734,860
36
30,590
3
3,726
379
327
314
3,622
3,346
3,655
3,322
3,709
363
360
357
323
3,154
322
3,244
3,162
3.32
3.32
3,244
3,486
32
3
3
3,062.50
31,807
398
3
3
3,062.50
32,469
339
31
31
31
31
37
37
3,244
3,244
31
31
31
31
32,469
3,244
3,709
354
324
335
30
35
336
36
39
35.3
320
31
30
3,513
3,978
31
38
35
372
3,915
37
3,533
355
3,857
3,955
3
34
38
3
3
39
35
314
35
383
3,749
353
307
3,752
3,101
3,406
31
31
3,101
31
353
3,857
30
3,955
39
37
39
3
30
31
34
302
35
30
322
349
349
3
3
3
3
3
3
3
3
36
3,117
30,440
3
3.55
3.75
3,339
3,336
3.25
3.82
3.82
3,571
3.6
3.5
3.338
398
37
339
316
316
31
38
36
38
30
3,154
322
3,244
31
31
3,182
3,162
3.32
3.32
36
36
36
396
396
396
33
37
37
35
3,726
31
3,622
360
360
3,655
3,655
3,726
3,726
305
305
3,322
3,322
379
379
3,709
3,709
3,929
3,346
3,346
333
3,154
337
363
337
360
381
357
344
333
3
4's 5's 6's
We found 169 numbers that start with the digit 4. Here they are:
43
4,633
4,553
43
4
4,092
480
4,610
4,365
4,109
42
42
438
4,351
4,372
415
483
4,508
470
4
4
4,520
4,603
415
415
4,633
4,468
43
43
4,520
4,553
4,633
4,109
45
40
436
49
4,067
4
44
4,370
40
407
412
405
480
465
405
465
412
405
451
46
41
448
44
4
47
4
4
40
4,083
4,926
46
4,116
4,520
4,103
43
40
4.35
4.62
460
47
4,926
47
45
44
4,105
40
4,156
4
48
43
45
487
4
46
4
4
4,914
4,521
46,076
4.68
4.40
4.65
4.77
4.82
4.82
4.99
4,941
4.9
493
493
415
470
48
42
41
41
46
46
42
4,372
4.0
4.0
4.5
4.5
4.0
4.0
4.5
4.5
42
405
405
413
465
465
474
412
4.12
46,338
46,338
46,076
43
43
43
45,333
45,333
45,240
421
421
421
4
4
4,092
4
48
42
40
4,092
4,092
45
4,610
4,610
45
4,365
4,365
4,929
443
4,372
4,109
4,109
4,220
4,351
42
42
455
42
42
We found 141 numbers that start with the digit 5. Here they are:
5,371
5,858
572,469,165
570,837,720
5,112
5,522
546
575
527
540
5,070
586
550
586
570,628
586
586
570,781
573
572,265
572,469
569,689
52
52
513
513
5,500
570,781
573
570,838
531
531
5,500
572,469
508
5,687
59
523
579
560
52
52
52
50
514
52
5,946
522
5
5,149
588
502
5
5
55
53
5
5
52
5
53
5,388
5,883
595
57
5,817
593
57
5
56
58
5
50
58
53
58
5
59
57
58
5
5.03
54
54
5.97
5.97
506
500
523
523
5.09
5.09
525
525
5.500
570,000
570,000
563
563
500,000
500,000
5.500
5.783
573
573
55
55
50
586
555
5
5
550
5.0
5,854
5,775
5,915
5,833
5.0
5,911
5,839
54
54
53
540
56
5,112
5,112
575
584
5,070
584
505
575
584
584
59
546
546
546
535
We found 105 numbers that start with the digit 6. Here they are:
6,477
6
6
653
622
6,957
619
60
68
64
6
6
6
6
6
6,125
6
6
62
62
6,125
6
60
63
650
6,445
60
62
60
680
69
6.0
6.3
67
60
6
6
6,525
622
68
62
653
66
68
602
662
653
6
61
6
64
685
685
62
6
658
658
6
6
6
65
65
6.70
6,174
6.125
6.125
6
62
62
6.0
6.0
6.0
6,080
6,012
6.5
6.0
6.0
6.0
6.5
61,166
65,490
65
65
6
6
6
6
6
6
622
6
669
676
641
641
669
6
6
6
619
619
619
619
64
6
7's 8's 9's
We found 116 numbers that start with the digit 7. Here they are:
735
750
750
7,216
742
729
798
705
703
771
792
729
761
761
724
70
70
70
70
70
78
734
751
70
735
735
718
7
7
73
73
76
7,582
74
726
753
7
74
7
7
7,591
793
7,586
798
76
7,070
76
7,619
722
770
7,586
798
7,374
7,306
7,070
76
771
74
74
79
77
70
75
77
7
7
7
7.96
7.96
750
70
77
77
7
7
761
724
7,805
7,805
7,699
7,515
7,882
7,882
7,786
7,292
70
76
76
735
735
735
750
750
750
750
750
750
729
761
76
75
70
798
705
761
764
764
768
768
76
798
705
77
71
779
787
We found 95 numbers that start with the digit 8. Here they are:
8,484
8,512
8
84
82
870
834
870
83
870
870
8
8
80
84
888
8,897
8,484
8.5
86
8,484
8,512
80,277
80
82,238
80
8
8
83
86
8
8
8,481
8,512
849
8,064
8
866
8,665
858
84
810
868
88
8,512
839
839
866
8,665
8.5
831
8
81
8,503
8,503
8,557
86
83
8
83
83
85
870
839
834
8.0
8.0
8.0
8,341
8.0
8.0
8.0
8,435
8
8,878
8,448
8,502
8,557
8,870
8.9
8,650
8,620
81
84
87
87
85
859
859
831
831
84
84
82
82
We found 84 numbers that start with the digit 9. Here they are:
9,283
9,307
9,631
95
911
9.23
9.22
92
9
9
90
9
9
9
9,318
905
9,233
9,194
9,233
9.0
9,852
9,283
99
95
98
91
9
93
90
92
91
91
9
92
9,936
95
9,404
95
9
97
93
973
9,283
9
9
94
91
9
9
9
9
96
96
9,250
925
9.00
9.00
993
993
91
91
92
9
92
9.23
9.22
9.9
9.2
9
90
9
9,043
9,043
9,469
9,469
9,588
90
9
9
91
9,631
9,631
95
963
While the above DFS 10Q Filed 12/23/2024 is interesting in isolation, we have found that it is also useful to take a look at older Discover Financial Services filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10Q Filed 12/23/2024 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical DFS 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

33.1
16.1
11.1
9.4
7.9
5.9
6.5
5.3
4.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 98
XBRL?   [ original filing ]
Total numbers found: 1,792

= Typical DFS range from 2/26/2020 to 12/23/2024
31.7
18.4
10.2
9.7
7.6
6.4
5.2
5.4
5.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL?   [ original filing ]
Total numbers found: 2,358

= Typical DFS range from 2/26/2020 to 12/23/2024
34.4
15.2
10.3
8.3
8.2
8.2
4.4
4.1
6.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 88
XBRL?   [ original filing ]
Total numbers found: 1,349

= Typical DFS range from 2/26/2020 to 12/23/2024
29.4
16.3
11.2
9.9
9.4
8.4
4.5
5.2
5.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 86
XBRL?   [ original filing ]
Total numbers found: 1,730

= Typical DFS range from 2/26/2020 to 12/23/2024
28.4
17.6
10.3
10.3
9.0
6.8
6.2
5.4
6.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL?   [ original filing ]
Total numbers found: 1,744

= Typical DFS range from 2/26/2020 to 12/23/2024
27.7
18.7
10.7
9.2
7.7
7.3
6.1
5.2
7.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 83
XBRL?   [ original filing ]
Total numbers found: 2,352

= Typical DFS range from 2/26/2020 to 12/23/2024
33.6
19.3
9.6
8.5
6.0
5.7
5.7
4.1
7.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 83
XBRL?   [ original filing ]
Total numbers found: 1,256

= Typical DFS range from 2/26/2020 to 12/23/2024
33.6
17.2
9.8
9.6
7.8
6.2
6.0
5.4
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 1,755

= Typical DFS range from 2/26/2020 to 12/23/2024
32.3
15.7
12.6
8.4
7.8
7.9
4.8
4.7
5.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL?   [ original filing ]
Total numbers found: 1,966

= Typical DFS range from 2/26/2020 to 12/23/2024
30.6
15.6
10.5
9.8
9.1
7.7
4.1
6.3
6.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 73
XBRL?   [ original filing ]
Total numbers found: 2,107

= Typical DFS range from 2/26/2020 to 12/23/2024
32.1
16.1
8.8
9.5
9.0
8.5
4.8
4.0
7.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 75
XBRL?   [ original filing ]
Total numbers found: 1,282

= Typical DFS range from 2/26/2020 to 12/23/2024
28.0
18.1
10.6
10.8
8.6
5.6
4.9
6.2
7.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 64
XBRL?   [ original filing ]
Total numbers found: 1,728

= Typical DFS range from 2/26/2020 to 12/23/2024
29.7
17.0
11.1
9.6
7.7
6.9
6.7
4.9
6.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 90
XBRL?   [ original filing ]
Total numbers found: 1,755

= Typical DFS range from 2/26/2020 to 12/23/2024
27.8
20.2
11.7
7.8
7.6
7.1
5.8
6.1
5.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL?   [ original filing ]
Total numbers found: 2,298

= Typical DFS range from 2/26/2020 to 12/23/2024
33.7
16.7
11.2
9.2
6.4
6.6
5.4
3.8
7.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 80
XBRL?   [ original filing ]
Total numbers found: 1,411

= Typical DFS range from 2/26/2020 to 12/23/2024
31.1
18.1
10.8
8.7
9.0
7.1
4.9
5.6
4.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 93
XBRL?   [ original filing ]
Total numbers found: 1,966

= Typical DFS range from 2/26/2020 to 12/23/2024
30.9
15.3
11.0
10.1
7.7
10.0
4.5
5.2
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 75
XBRL?   [ original filing ]
Total numbers found: 1,755

= Typical DFS range from 2/26/2020 to 12/23/2024
29.0
16.5
10.8
9.0
8.7
7.7
5.1
5.5
7.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 71
XBRL?   [ original filing ]
Total numbers found: 2,088

= Typical DFS range from 2/26/2020 to 12/23/2024
28.2
21.6
9.2
8.2
9.2
6.4
4.7
6.0
6.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 65
XBRL?   [ original filing ]
Total numbers found: 1,289

= Typical DFS range from 2/26/2020 to 12/23/2024
30.5
17.4
10.9
10.8
7.2
5.3
5.8
4.6
7.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 77
XBRL?   [ original filing ]
Total numbers found: 1,704

= Typical DFS range from 2/26/2020 to 12/23/2024
 

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