On this page of Benford's Law Stocks.com we present our study of NICHOLAS FINANCIAL INC — ticker symbol NICK. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 2/14/2020 to 8/26/2024 for NICHOLAS FINANCIAL INC under CIK number 0001000045. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for NICK, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for NICHOLAS FINANCIAL INC based on the past NICK filings our system processed in the past.
Benford Chart for NICK 10Q Filed 8/26/2024
28.7
13.9
14.6
9.1
12.2
6.1
8.2
3.2
4.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL? ✓  [ original filing, NICK stockholder letter ]
Total numbers found: 526
Recent share count: 12,700,000 (1's column)

■ = Typical range across full coverage universe
# of Numbers Found in Filing
Benford's Law Stocks Indicator
526
Low count compared to other filers, falling in the bottom quartile. At this number count, it would take about 5 numbers to move any given column by a full percentage point.
Benford's Law Stocks Score for NICK = 32
32

Starting from a possible score of 100, we made the following score deductions:
 • We deducted point upon observing the 2's percentage was below the typical coverage universe range.
 • The 3's percentage was higher than the 2's percentage, increasing the penalty multiplier.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 3's percentage was above the typical coverage universe range.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 3's percentage was above the company's typical historical range.
 • The 5's percentage was higher than the 4's percentage, increasing the penalty multiplier.
 • This is the 2nd column with percentage higher than the prior column, resulting in a penalty deduction.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 5's percentage was above the typical coverage universe range.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 5's percentage was above the company's typical historical range.
 • The 7's percentage was higher than the 6's percentage, increasing the penalty multiplier.
 • This is the 3rd column with percentage higher than the prior column, resulting in a penalty deduction.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 7's percentage was above the typical coverage universe range.
 • We deducted point upon observing the 8's percentage was below the typical coverage universe range.
 • We deducted point upon observing the 8's percentage was below the company's typical historical range.
 • The 9's percentage was higher than the 8's percentage, increasing the penalty multiplier.
 • This is the 4th column with percentage higher than the prior column, resulting in a penalty deduction.
NICK's Score Vs. Typical Stock
Benford's Law Stocks Indicator
NICK
Low score compared to other filers, falling in the bottom quartile.
Other Stocks Ranking Near NICK
BNTC
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JSDA
CFFSU
 PHIL
CRWS
PXMD
TGLO
Check our work! We provide our NICHOLAS FINANCIAL INC Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the NICK filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 151 numbers that start with the digit 1. Here they are:
12.7
18,982
145
11,100
10,434
1,930
124
11,490
16,553
15,454
12,674
12,657
100,369
106
1,478
1,500
1,500
1,711
12
12
1,488
128
1,488
1,517
1,556
1
1,556
100,369
17
1,369
103
103
103
17,644
1,980
1,980
1,980
1,980
1
15,454
121,380
1,556
1,556
122,726
1,556
103
128
145
1,169
18,332
13
12,918
12,905
13,850
13,850
18,982
132
1
1
12.5
1,792.55
1,792.55
12,200
12,200
12,200
17,988
17,988
17,988
106
1,792.55
15.5
18.4
1,792.55
1,674
1,792.55
124
11,130
10,434
1,260
17,644
18,364
1.1
1,234
1,810
17
17
17,644
18,364
10
1,488
1,556
10
165
150
13,410
1,606
10,434
10,434
10,434
10,434
10,550
10,520
11,130
11,100
10,520
10
16
1
13
17
124
106
131
101
165
116
1.0
144
1
145
128
128
128
145
1.43
13.93
1.24
17.28
128
145
15,836
119
15
16,019
14,073
14,549
14,047
1,470
118
15
11
128
145
15.7
139.8
1.5
1,229
1,229
139
1,517
145
We found 73 numbers that start with the digit 2. Here they are:
23,993
2,620
215
22
2,129
2,059
210
20
20
21
21
210
210
210
26
26
22
23
26
21
20
220
22,113
21,676
224
28,458
28,458
28,458
2,620
2,620
2,620
2.6
2.6
266
23,750
231
2,059
25
25
2,059
20
20
21
21
269
2
2,971
22,682
24,288
295
238
23,993
22
22
2,994
250
2
248
21.00
21.00
2.82
27.02
225
2
297
26
2,185
26
20.1
2,719
2,059
2,059
2.4
We found 77 numbers that start with the digit 3. Here they are:
302
373
39,441
335
35,267
34,126
3,550
319
30
36
38
3,764
3,547
3,044
3,044
3,489
3,278
31
30
35,267
3,157
32,043
32,043
3,551
3,551
3,278
3,278
3,279
34,126
3,550
35,223
35,249
3,489
337
305
369
3,500
3.7
3.1
300
300
300
300
39.4
319
3.0
32
39,559
3,551
3,044
3,900
31
30
3,551
3,044
3,278
31
30
305
37
313
313
3,000
30
30
30
3
360
3.56
33
30
3,743
3.56
30
3,394
3,189
3,044
4's 5's 6's
We found 48 numbers that start with the digit 4. Here they are:
40,658
42,598
497
4,627
436
489
4,036
411
42
42
49
49
4,526
4,526
437
40,809
454
40,658
4
421
450
421
4.5
450
4
4,526
40.6
421
46,776
4,668
489
4,213
42
42
46,776
42
42
49
49
4,208
436
48
464
45
4,130
49
4,627
44.6
We found 64 numbers that start with the digit 5. Here they are:
591
59,698
553
59,838
560
5,355
5,000
50,000
5,368
53,121
58,842
56,671
58,842
59,838
5,676
5,548
542
58,842
58,842
53,121
56,671
53
525
5
567
51
502
5.4
5,355
5,355
5,355
5,355
51
56.5
538
502
502
556
5,959
58
58
560
5
5,337
5
580
580
580
580
536
553
560
5,368
5,368
5,368
5,368
51
502
55
51
59.4
542
500
500
We found 32 numbers that start with the digit 6. Here they are:
65
686
65
6,654
67
64
652
6,654
67
6
678
652,249
6.94
64
600
6,749
6,754
6
667
64
6
65
65
6.11
6.50
676
6.24
6,097
65.6
6
645
687
7's 8's 9's
We found 43 numbers that start with the digit 7. Here they are:
75
7,289
76,794
76,794
74
79
79
7,289
76,794
76,794
7,289
76,794
79,809
7,289
76,794
7
7
754
750
754
754
7,217
7,217
7,279
7,289
79
79
75
7,300
7,278
714
714
714
714
7,128
7,984
76,794
76,794
76,794
76,794
757
7,083
7,083
We found 17 numbers that start with the digit 8. Here they are:
88,678
88,678
829
81,181
8
829
8
8.21
829
829
8
88
88
805
83
8.0
8.44
We found 21 numbers that start with the digit 9. Here they are:
902
902
99
931
996
95,722
94
95,722
94
914
970
9,100
9,000
900
994
994
994
9,775
90
9,816
9
While the above NICK 10Q Filed 8/26/2024 is interesting in isolation, we have found that it is also useful to take a look at older NICHOLAS FINANCIAL INC filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10Q Filed 8/26/2024 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical NICK 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

10Q Filed 8/26/2024
28.7
13.9
14.6
9.1
12.2
6.1
8.2
3.2
4.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 32
XBRL? ✓  [ original filing ]
Total numbers found: 526

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 11/14/2023
34.0
14.6
10.5
8.4
6.6
5.8
11.5
5.2
3.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 77
XBRL? ✓  [ original filing ]
Total numbers found: 773

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 2/14/2023
32.1
16.6
11.1
6.9
6.8
7.1
11.3
3.7
4.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 56
XBRL? ✓  [ original filing ]
Total numbers found: 620

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10K Filed 6/24/2022
35.1
15.8
10.1
8.5
6.3
5.9
7.6
6.5
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL? ✓  [ original filing ]
Total numbers found: 632

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 8/12/2021
32.7
14.7
13.1
8.0
5.3
5.6
12.9
5.6
2.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 52
XBRL? ✓  [ original filing ]
Total numbers found: 450

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 11/12/2020
30.8
21.9
12.1
8.4
4.8
4.6
8.1
5.8
3.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 85
XBRL? ❌  [ original filing ]
Total numbers found: 1,389

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 2/14/2020
36.3
19.9
9.9
7.2
6.3
4.4
7.9
4.6
3.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 89
XBRL? ❌  [ original filing ]
Total numbers found: 1,200

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10K Filed 7/1/2024
31.8
15.1
12.5
9.3
8.3
5.8
8.2
3.8
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 77
XBRL? ✓  [ original filing ]
Total numbers found: 601

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 8/16/2023
33.8
17.8
8.7
7.4
6.5
6.7
9.3
4.4
5.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 58
XBRL? ✓  [ original filing ]
Total numbers found: 551

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 11/14/2022
33.6
13.2
11.0
8.1
8.6
6.2
12.3
4.0
3.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 57
XBRL? ✓  [ original filing ]
Total numbers found: 593

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 2/9/2022
28.2
12.0
13.4
9.1
6.1
8.4
12.6
6.0
4.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 32
XBRL? ✓  [ original filing ]
Total numbers found: 618

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10K Filed 6/22/2021
35.3
15.5
12.1
8.2
6.0
4.6
7.9
6.5
4.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 84
XBRL? ✓  [ original filing ]
Total numbers found: 672

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 8/7/2020
34.0
19.2
11.9
8.2
7.3
5.1
7.2
4.3
2.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL? ❌  [ original filing ]
Total numbers found: 902

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 2/13/2024
36.8
16.1
11.2
5.1
6.6
5.4
10.4
3.8
4.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 58
XBRL? ✓  [ original filing ]
Total numbers found: 653

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10K Filed 6/27/2023
33.6
16.4
11.8
10.2
6.8
5.9
8.0
3.9
3.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 91
XBRL? ✓  [ original filing ]
Total numbers found: 560

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 8/10/2022
30.8
15.2
10.9
9.0
7.9
7.7
11.8
2.4
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 61
XBRL? ✓  [ original filing ]
Total numbers found: 467

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 11/12/2021
32.1
13.0
13.1
7.8
6.2
5.7
12.7
6.3
3.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 55
XBRL? ✓  [ original filing ]
Total numbers found: 632

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10Q Filed 2/11/2021
30.1
19.9
12.8
10.2
5.1
4.3
9.1
4.8
3.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 84
XBRL? ❌  [ original filing ]
Total numbers found: 1,457

■ = Typical NICK range from 2/14/2020 to 8/26/2024
10K Filed 6/22/2020
31.7
20.6
13.2
7.5
4.9
5.5
7.6
4.7
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 82
XBRL? ❌  [ original filing ]
Total numbers found: 1,969

■ = Typical NICK range from 2/14/2020 to 8/26/2024
GIII 10Q Filed 12/10/2024:
84
PLAY 10Q Filed 12/10/2024:
67
OLLI 10Q Filed 12/10/2024:
47
UNFI 10Q Filed 12/10/2024:
77
DBI 10Q Filed 12/10/2024:
72
DELL 10Q Filed 12/10/2024:
72
IOT 10Q Filed 12/10/2024:
85
GME 10Q Filed 12/10/2024:
89
IDT 10Q Filed 12/10/2024:
82
ORCL 10Q Filed 12/10/2024:
85
URBN 10Q Filed 12/10/2024:
89
SKIL 10Q Filed 12/10/2024:
81
MDB 10Q Filed 12/10/2024:
89
ONEW 10K Filed 12/10/2024:
99
ASO 10Q Filed 12/10/2024:
70
FERG 10Q Filed 12/10/2024:
87
DOMO 10Q Filed 12/9/2024:
87
ONCO 10Q Filed 12/9/2024:
93
AI 10Q Filed 12/9/2024:
74
LAKE 10Q Filed 12/9/2024:
88
OOMA 10Q Filed 12/9/2024:
92
BRZE 10Q Filed 12/9/2024:
93
PHR 10Q Filed 12/9/2024:
90
GFMH 10Q Filed 12/9/2024:
48
PL 10Q Filed 12/9/2024:
96
ZUO 10Q Filed 12/9/2024:
90
CASY 10Q Filed 12/9/2024:
87
VSCO 10Q Filed 12/9/2024:
71
YEXT 10Q Filed 12/9/2024:
94
ODC 10Q Filed 12/9/2024:
97
MTN 10Q Filed 12/9/2024:
74
VEEV 10Q Filed 12/9/2024:
100
HQY 10Q Filed 12/9/2024:
77
KFY 10Q Filed 12/9/2024:
65
PVH 10Q Filed 12/9/2024:
90
INHD 10K Filed 12/9/2024:
68
CRMT 10Q Filed 12/9/2024:
95
VIRC 10Q Filed 12/9/2024:
89
RENT 10Q Filed 12/9/2024:
81
BNED 10Q Filed 12/9/2024:
47
 

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