On this page of Benford's Law Stocks.com we present our study of Synchrony Financial — ticker symbol SYF. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 10/21/2021 to 7/23/2026 for Synchrony Financial under CIK number 0001601712. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for SYF, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for Synchrony Financial based on the past SYF filings our system processed in the past.
Benford Chart for SYF 10Q Filed 7/23/2026
33.2
18.9
9.4
10.4
7.2
3.9
3.9
7.6
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL? ✓  [ original filing, SYF stockholder letter ]
Total numbers found: 1,270
Recent share count: 336,370,242 (3's column)

■ = Typical range across full coverage universe
# of Numbers Found in Filing
Benford's Law Stocks Indicator
1270
High count compared to other filers, with SYF falling in the highest quartile of filers. At this number count, it would take about 13 numbers to move any given column by a full percentage point.
Benford's Law Stocks Score for SYF = 73
73

Starting from a possible score of 100, we made the following score deductions:
 • We deducted point upon observing the 3's percentage was below the typical coverage universe range.
 • The 4's percentage was higher than the 3's percentage, increasing the penalty multiplier.
 • We deducted point upon observing the 6's percentage was below the typical coverage universe range.
 • We deducted point upon observing the 6's percentage was below the company's typical historical range.
 • We deducted point upon observing the 7's percentage was below the typical coverage universe range.
 • We deducted points upon observing the 7's percentage was below the company's typical historical range.
 • The 8's percentage was higher than the 7's percentage, increasing the penalty multiplier.
 • This is the 2nd column with percentage higher than the prior column, resulting in a penalty deduction.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 8's percentage was above the typical coverage universe range.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 8's percentage was above the company's typical historical range.
 • We deducted point upon observing the 9's percentage was above the typical coverage universe range.
SYF's Score Vs. Typical Stock
Benford's Law Stocks Indicator
SYF
Normal-to-low score compared to other filers, falling within the bottom of the middle 50%.
Other Stocks Ranking Near SYF
Check our work! We provide our Synchrony Financial Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the SYF filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 422 numbers that start with the digit 1. Here they are:
1
1
10,793
10,640
11,186
11,136
1,537
1,737
111
104
106
189
1,065
1,943
1,027
1,887
1,201
1,146
161
144
112
181
141
137
118
1,031
1,015
137
127
158
1,331
1,245
1,186
1,256
1,690
1,724
1,648
1,682
1,690
1,724
15
11
1
1
1
15
14
1,667
1,738
16,193
14,973
102,208
103,808
10,312
10,442
1,363
1,363
152
104
121,930
119,095
16,432
15,182
105,033
102,329
1.26
1.25
1,716
1,222
1
1
18,909
16,897
16,766
121,930
119,095
1,250
1,222
1
16,072
16,580
14.06
11
11
10
10
1,250
1,222
1
16,602
16,581
14.06
10
10
11
11
114
114
1,250
1,222
1
17,098
16,952
1,250
1,222
1
18,909
16,766
14.06
10
10
11
11
104
104
1,250
1,222
1
19,744
16,477
15
15
10
14.06
11
11
10
10
100
100
1,255
1,716
1
16,897
1,690
1,724
122
1,205
1,006
1,607
1,362
1,495
1,000
1,659
195
1,778
1,109
1,283
15,017
14,755
16,193
19,457
1,047
17,240
1.2
1,485
1,492
1
1
1
1
1
15
1
1
199
17
17
1,232
180
178
1,661
1,666
100
1.4
1,833
102,208
103,808
19.5
18.3
1,142
1,653
110
14
109
1
1
10,428
1,201
1,798
10,312
10,133
1,077
1,674
15
110
112
1
1
10,828
1,147
1,799
10,564
127
109
116
1
1
10,442
10,312
10,259
173
127
112
1
1
10,929
10,564
10.3
10.4
1,983
1,976
1,976
120
149
141
144
175
18
18
18
11
11
1,503
1,178
13
16
120
1,959
1,524
1,091
144
1
1
12
12
1
1
1
196
1
1
1,160
1.1
1,289
1.3
117
11
13
105
118
127
100
1
1
157
133
1.0
1
148
117
1
1
1,057
179
156
1.1
103
166
190
1
1
1
1
104
167
191
10,244
10,131
187
100
172
1
10,793
10,640
1.2
1.7
1.8
19,884
1,050
1.9
1.0
1,144
1,067
111
104
196
1,217
1,248
1,047
1,901
1,794
1.2
1.9
178
101
168
18,919
1,356
12.8
12.3
16,432
15,182
1.0
153
13.1
10.0
1,492
1,492
15
15
16,193
16,193
16,193
1,047
1,047
1,047
105,027
105,027
14,973
14,973
14,973
106,591
106,591
12
17,782
16.9
15,616
14.9
15,616
13.0
13,900
13.2
17,691
16.7
15,512
14.6
15,512
13.3
14,290
13.5
16,427
16.5
10.0
14,321
14.4
14,321
12.6
14,321
14.4
16,162
16.1
10.0
14,045
14.0
14,045
12.7
14,045
14.0
1,690
1,724
1,648
1,682
1.26
1.25
1,000
1,000
100,000
1,716
1,222
187
172
10,793
10,640
11,186
11,136
1,065
1,943
1,027
1,887
163
174
1,364
1,411
1,201
1,146
137
118
137
118
1,031
1,015
137
127
166
132
124
1,331
1,245
1,690
1,724
104,602
We found 240 numbers that start with the digit 2. Here they are:
203
258
217
208
206
2,151
2,097
2,536
2,637
2,380
2,383
268
291
270
267
220
236
251
243
248
215
210
2,647
2,488
2,233
2,240
289
2.61
2.51
2.59
2.50
23
2,348
21,841
22,400
25,968
24,598
21
20,593
21,635
20.63
25
22,209
20.63
23,036
24,598
20.63
25,210
20.63
25,968
20,593
2,536
2,637
288
247
280
238
2,885
204
211
2,223
20,179
2
23
22
297
2,355
22
2,348
288
2,178
25
200
22
2,488
205
22
229
22
234
22
253
211
2,228
27
2,406
207
2,406
220
2,681
21.8
22.4
27
210
2,290
211
210
2,533
2,413
202
2,634
29
29
2,199
2,050
2,021
29
2.2
2.0
2.0
2,223
2,181
2,181
2,412
2,248
2,217
2.3
2.2
2.1
216
29
24
2
29
241
23
29
211
20
202
2
2
206
2
2
227
2
29
290
2
265
2
2
2
207
2
2
20,457
20,934
20,503
27
28
2.0
21.8
22.4
2,269
2,117
220
260
217
208
2,051
2,078
2.1
203
2,837
29,905
29,777
2,674
2,589
21,517
2,498
2,096
2,925
2,925
2.88
2,893
2,892
2,534
2.6
2.1
297
297
22
2,304
2,370
286
286
286
2,920
27
27
27
287
287
287
2,918
266
275
266
275
2
2
269
201
2.5
21
21
2.8
2.9
2.61
2.51
2.59
2.50
237
218
203
258
2,151
2,097
265
2,710
2,999
2,536
2,637
270
267
270
267
220
236
251
243
248
215
260
268
2,647
2,488
289
We found 119 numbers that start with the digit 3. Here they are:
325,370,840
393
300
322
360
343
301
3
396
300
325
347
39
32
35
30
30
32
36
30
34
31
378
37
388
3,663
3,465
3,460
34
33
35
35
334
311
318
31
3,460
33
311
374
3.9
35
3
370
38
32
33
3
388
3,295
32
3,574
3,496
32
3,766
3,959
31
31
36
36
31
3
30
3
37
37
35
3
31
341
383
3
32
3
30
38
335
3
375
3
39
312
301
3.2
3.1
3,010
3,466
3,316
396
3.90
3,281
3,460
3,460
33
33
311
311
35
35
35
35
38
38
38
331.3
376.2
336.8
380.7
3.2
3.5
334.1
379.1
340.0
384.2
300
393
362
34
301
4's 5's 6's
We found 132 numbers that start with the digit 4. Here they are:
496
4,608
4,521
4,610
4,461
436
429
453
434
426
4.89
4.42
4.85
4.38
4
4,365
430
4.0
487
49
45
48
494
494
4,603
4,760
436
444
498
42
42
494
4,392
4
4,365
470
40
4,365
4,392
4.0
4.0
4.2
4
417
491
47
434
47
491
47
47
48
45
45
4,249
4.2
4,404
45
4,660
4.5
4
4
4
4
47
42
44
4
4
4
414
4
461
4
453
440
418
43
46
42
461
462
456
46
48
44
43,321
42,229
430
401
4.4
4.2
4.06
4.90
4.32
4.75
4.48
4.76
4.95
4.81
4.947
450
40
4,323
47
4,405
44
44
44
4.0
4.5
4.0
4.5
4.0
4.5
4.0
4.5
42
42
4.89
4.42
4.85
4.38
488
488
494
496
4,608
4,521
429
453
434
We found 92 numbers that start with the digit 5. Here they are:
5,380
5,328
5,583
5,586
564
506
516
509
510
543
516
5
5
5,795
57
50
509
59
53
504
504
5
58
54
56
5
5,424
551
552
509
515
5
5
552
5,233
5,548
53
584
545
543
542
545
5
510
5,233
5
5,548
541
5
591
5
5
56
56
5,092
5,076
5,380
5,328
578
55
5.74
5,991
5,490
5.15
5.46
5.63
5.63
599
599
5.05
552
552
5
515
515
51
5,993
5,559
5.0
5.0
5.625
500,000
5,000
5,380
5,328
5,583
5,586
516
509
510
543
516
We found 50 numbers that start with the digit 6. Here they are:
671
66
6,941
6,767
6,003
6
6
6
605
605
65
68
6
65
698
6
6
61
614
68
6
68
6
6
655
69
66
6
6
661
6
61
68
62
63
609
6,941
6.00
6,773
6,025
6,767
6,767
6,870
6,870
6.0
6.0
6.0
6.5
6.0
6.5
7's 8's 9's
We found 49 numbers that start with the digit 7. Here they are:
767
797
7
7,961
7,516
7
757
757
75
72
71
745
794
750
70
722
7
7
7
7
730
767
74
74
74
7
78
7
71
739
79
73
7,961
7.25
7.25
743
742
7,516
750
7
7,516
7,488
7,488
750,000
734
734
7.25
78
75
We found 96 numbers that start with the digit 8. Here they are:
855
8,985
885
864
885
8
870
80,367
81,408
82,376
80,748
82,806
81,144
8,916
8,415
834
8
833,985
833,985
8
8
8
833,985
833,985
805
805
8
8
833,985
885
885
859
859
833,985
85
855
809
89
8
8
86
81
86
826
864
81
8
8
8
83
8
83
83
836
8
8
8
822
88
89
88
8,916
8,415
8,943
8,443
88
841
834
84
82,376
80,748
82,806
81,144
8,916
8,415
82,806
83,009
83,009
8,916
8,913
81,144
81,374
81,374
8,415
8,477
8.0
8.0
8.0
8.0
8.0
8.0
885
864
8.25
8,985
885
We found 70 numbers that start with the digit 9. Here they are:
97
975
9,243
992
967
946
967
9
975
91,896
93,366
9,876
9,902
9,853
97
97
9,804
967
967
9,836
9,902
907
907
9,844
9,876
9
9
9
9
91
9
9
91
94,233
96,346
9,704
9,610
9,906
92
9,789
9,610
9,906
96
9
990
9
9
9
9
97
915
977
997
904
943
97
904
943
9
9
9
9
91,894
93,364
967
946
975
9,243
992
967
While the above SYF 10Q Filed 7/23/2026 is interesting in isolation, we have found that it is also useful to take a look at older Synchrony Financial filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10Q Filed 7/23/2026 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical SYF 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

10Q Filed 7/23/2026
33.2
18.9
9.4
10.4
7.2
3.9
3.9
7.6
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 73
XBRL? ✓  [ original filing ]
Total numbers found: 1,270

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 10/22/2025
34.6
16.6
11.1
8.8
6.6
5.6
6.4
5.5
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL? ✓  [ original filing ]
Total numbers found: 1,371

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10K Filed 2/7/2025
30.7
15.4
13.1
11.3
6.3
4.5
6.5
7.0
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 81
XBRL? ✓  [ original filing ]
Total numbers found: 1,517

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 4/25/2024
34.4
15.9
8.9
10.8
5.8
4.9
7.0
8.0
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 72
XBRL? ✓  [ original filing ]
Total numbers found: 969

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 7/21/2023
33.3
13.5
9.4
9.4
6.6
5.9
9.7
6.8
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 77
XBRL? ✓  [ original filing ]
Total numbers found: 1,161

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 10/25/2022
32.9
13.4
10.9
8.9
7.6
7.1
7.2
6.7
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 94
XBRL? ✓  [ original filing ]
Total numbers found: 1,163

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10K Filed 2/10/2022
30.0
14.2
11.7
10.7
9.4
6.2
8.1
6.4
3.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 88
XBRL? ✓  [ original filing ]
Total numbers found: 1,293

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 4/23/2026
33.8
19.7
8.6
9.4
7.1
4.4
4.9
8.0
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 64
XBRL? ✓  [ original filing ]
Total numbers found: 954

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 7/23/2025
34.5
17.2
9.5
10.1
6.6
4.8
5.6
6.7
4.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 79
XBRL? ✓  [ original filing ]
Total numbers found: 1,295

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 10/23/2024
34.2
16.1
9.6
9.6
6.4
5.4
7.4
6.7
4.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 94
XBRL? ✓  [ original filing ]
Total numbers found: 1,308

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10K Filed 2/8/2024
29.5
14.6
11.7
11.1
7.8
5.7
8.8
6.1
4.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL? ✓  [ original filing ]
Total numbers found: 1,380

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 4/20/2023
34.4
11.0
8.2
10.0
6.8
7.3
11.1
5.7
5.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 52
XBRL? ✓  [ original filing ]
Total numbers found: 882

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 7/21/2022
32.3
15.7
9.4
9.7
7.0
6.6
7.4
7.2
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 91
XBRL? ✓  [ original filing ]
Total numbers found: 1,088

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 10/21/2021
32.7
13.4
12.1
8.2
7.9
7.2
7.1
6.1
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL? ✓  [ original filing ]
Total numbers found: 1,138

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10K Filed 2/6/2026
30.6
17.5
11.6
10.5
7.6
4.4
5.2
6.7
5.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 83
XBRL? ✓  [ original filing ]
Total numbers found: 1,563

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 4/24/2025
36.3
16.2
8.5
10.5
6.9
3.3
6.3
8.2
3.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 59
XBRL? ✓  [ original filing ]
Total numbers found: 1,009

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 7/19/2024
34.0
16.6
9.6
11.2
5.2
5.3
6.4
6.5
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 76
XBRL? ✓  [ original filing ]
Total numbers found: 1,249

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 10/24/2023
33.0
14.3
9.2
8.1
6.5
7.7
9.1
6.8
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 72
XBRL? ✓  [ original filing ]
Total numbers found: 1,224

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10K Filed 2/9/2023
30.2
12.6
11.8
11.4
8.5
6.9
9.1
5.1
4.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 84
XBRL? ✓  [ original filing ]
Total numbers found: 1,312

■ = Typical SYF range from 10/21/2021 to 7/23/2026
10Q Filed 4/21/2022
34.8
12.7
10.0
9.0
7.6
7.5
7.2
5.7
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL? ✓  [ original filing ]
Total numbers found: 853

■ = Typical SYF range from 10/21/2021 to 7/23/2026
CTAAU 10Q Filed 8/17/2026:
20
GRML 10Q Filed 8/17/2026:
74
NEXM 10Q Filed 8/17/2026:
82
FEED 10Q Filed 8/17/2026:
83
GURE 10K Filed 8/17/2026:
81
CSTAF 10Q Filed 8/17/2026:
42
DCGO 10Q Filed 8/17/2026:
93
TWLVU 10Q Filed 8/17/2026:
69
COPLU 10Q Filed 8/17/2026:
56
CHUC 10Q Filed 8/17/2026:
100
BTBD 10Q Filed 8/17/2026:
79
AIFC 10Q Filed 8/17/2026:
89
HLIT 10Q Filed 8/17/2026:
61
CRAQU 10Q Filed 8/17/2026:
8
SNDK 10K Filed 8/17/2026:
74
LITE 10K Filed 8/17/2026:
99
TOP 10Q Filed 8/17/2026:
96
SAFX 10Q Filed 8/17/2026:
91
FDCT 10Q Filed 8/17/2026:
63
EMAT 10Q Filed 8/17/2026:
81
NXGL 10Q Filed 8/14/2026:
83
IVAUF 10Q Filed 8/14/2026:
50
GIPR 10Q Filed 8/14/2026:
87
EXTR 10K Filed 8/14/2026:
89
PVL 10Q Filed 8/14/2026:
70
PECEU 10Q Filed 8/14/2026:
61
QLEPU 10Q Filed 8/14/2026:
33
SPQS 10Q Filed 8/14/2026:
47
BEBEU 10Q Filed 8/14/2026:
39
DGXX 10Q Filed 8/14/2026:
91
CBC 10Q Filed 8/14/2026:
96
MEHA 10Q Filed 8/14/2026:
63
GSRFU 10Q Filed 8/14/2026:
68
BCARU 10Q Filed 8/14/2026:
62
EVACU 10Q Filed 8/14/2026:
33
RTACU 10Q Filed 8/14/2026:
46
SPAI 10Q Filed 8/14/2026:
97
SXTP 10Q Filed 8/14/2026:
69
PNYG 10Q Filed 8/14/2026:
57
PMNT 10Q Filed 8/14/2026:
79
 

Benford's Law SYF Stock (Synchrony Financial) | www.Benford'sLawStocks.com
Copyright © 2023 - 2026, All Rights Reserved

Nothing in BenfordsLawStocks.com is intended to be investment advice, nor does it represent the opinion of, counsel from, or recommendations by BNK Invest Inc. or any of its affiliates, subsidiaries or partners. None of the information contained herein constitutes a recommendation that any particular security, portfolio, transaction, or investment strategy is suitable for any specific person. All viewers agree that under no circumstances will BNK Invest, Inc,. its subsidiaries, partners, officers, employees, affiliates, or agents be held liable for any loss or damage caused by your reliance on information obtained. By visiting, using or viewing this site, you agree to the following Full Disclaimer & Terms of Use and Privacy Policy.