On this page of Benford's Law Stocks.com we present our study of Synchrony Financial — ticker symbol SYF. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 4/21/2020 to 2/7/2025 for Synchrony Financial under CIK number 0001601712. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for SYF, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for Synchrony Financial based on the past SYF filings our system processed in the past.
30.7
15.4
13.1
11.3
6.3
4.5
6.5
7.0
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL?   [ original filing, SYF stockholder letter ]
Total numbers found: 1,517
Recent share count: 389,344,383 (3's column)

= Typical range across full coverage universe
Benford's Law Stocks Indicator
1517
High count compared to other filers, with SYF falling in the highest quartile of filers. At this number count, it would take about 15 numbers to move any given column by a full percentage point.
79

Starting from a possible score of 100, we made the following score deductions:
 • We deducted point upon observing the 4's percentage was above the typical coverage universe range.
 • We deducted point upon observing the 4's percentage was above the company's typical historical range.
 • We deducted point upon observing the 5's percentage was below the typical coverage universe range.
 • We deducted point upon observing the 6's percentage was below the typical coverage universe range.
 • We deducted point upon observing the 6's percentage was below the company's typical historical range.
 • The 7's percentage was higher than the 6's percentage, increasing the penalty multiplier.
 • The 8's percentage was higher than the 7's percentage, increasing the penalty multiplier.
 • This is the 2nd column with percentage higher than the prior column, resulting in a penalty deduction.
 • We deducted points (includes the impact of penalty multiplier) upon observing the 8's percentage was above the typical coverage universe range.
 • We deducted point (includes the impact of penalty multiplier) upon observing the 8's percentage was above the company's typical historical range.
 • We deducted point upon observing the 9's percentage was above the typical coverage universe range.
Benford's Law Stocks Indicator
SYF
Normal-to-low score compared to other filers, falling within the bottom of the middle 50%.
TPHS
UAMY
CLMB
ZEO
TRT
YCBD
CDRPB
SPRY
Check our work! We provide our Synchrony Financial Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the SYF filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 465 numbers that start with the digit 1. Here they are:
1
18,645,501,294
10,929
19,902
16,881
1,049
17,146
1,008
196
1,521
18,011
16,999
15,625
1,026
1,031
1,382
1,370
1,257
1,315
118
1,521
1,872
1,884
1,681
1,054
10
12
14,711
14,259
104,721
102,988
10,929
10,571
1,274
1,018
119,463
117,479
15,462
15,982
107
102,883
103,576
1,250,000
1,250,000
1,250
1,222
1
1
18,662
16,072
15,201
16,580
13,903
119,463
117,479
1
14,245
10,925
13,655
1
16,716
125
14,171
12,873
1
16,938
125
14,171
13,095
1,112
1,112
1
18,662
15,201
13,903
1,008
1,008
137
159
1.00
1,250
1,222
1
16,072
16,580
1,069
197
117
121
1,935
14,900
13,733
14,234
10,234
1,694
1,125
1,257
1,850
1,500
1,008
1,112
1,744
14,421
10,430
14,711
14,259
10,294
136
112
14,755
14,421
10,430
1,356
1,087
1,125
1,290
14.0
1.4
12.8
1,875
198
1,677
18
1,934
1,731
16
14
1,918
1,717
1,969
1,969
162
180
10
1.1
1,841
1,844
1
1
17
1
16
10
10
1
1,167
1,163
199
12
1
1
1
1
171
1,006
1,192
1,844
10
16
17
123
149
1,727
1,067
126
159
1,724
1,064
136
185
1.8
1,826
1,839
106
129
104,721
102,988
10,156
1,224
10,259
131
135
147
127
1
1
10,571
1,277
10,929
10,156
1
1
164
128
131
1
1
10,571
115
173
17
1
10.9
139
178
119
101
19
19
10
10
1,761
1,005
166
12
1
139
13
13
1
15
1
11
178
117
16
19
1,743
1.8
1,573
1.6
10
1.0
1
1
186
169
136
1
1
1,056
182
1.0
180
141
1
1
183
1
135
19,341
16,471
179
150
117
10
19,902
16,881
1.8
1.1
1.8
1.9
19,439
19,537
19,483
19,584
1.9
1.9
196
108
191
1,018
1,105
1,274
1,018
1,569
1,302
195
133
152
1,702
1,454
18
165
110
1,853
10,123
1,555
1,168
147
11.2
10.0
1,497
1,494
15,462
15,982
11.5
10.4
1,844
1,844
16
16
14
14
11
11
11
11
10
10
1,162
1,162
14
10
14
14,711
14,711
14,711
106,632
106,632
14,259
14,259
14,259
112
112
112
104,761
104,761
14
19
17
17,407
16.5
15,239
14.5
15,239
12.9
14,017
13.3
15,464
14.9
13,334
12.9
13,334
11.7
12,600
12.2
15,916
15.8
10,046
10.0
13,805
13.7
13,805
12.4
13,805
13.7
14,943
15.3
10.0
12,880
13.2
12,880
12.0
12,880
13.2
139
134
114
165
171
1,000
1,000
1,222
1.00
1.0
1.0
150
1.9
144
15
1,145
155
171
10
1,152
1,124
1,367
17
1
1
1,054
1.6
133
149
166
18
197
198
193
105
108
1
163
182
14.2
134
142
137
1,450
147
102
1,214
135
122
177
1,812
1,539
16
1,946
19,938
18,285
16,580
13,903
15.7
14.0
122
1
1,946
1,069
169
101
16
19
15
1,705
12
14
1,850
1,008
1,112
14
1,974
19,902
16,881
1,049
17,146
1,521
18,011
16,999
15,625
1,345
1,069
120
1,521
1,872
1,884
1,681
192
173
1,054
148,747
12,849
106,727
18,621
We found 234 numbers that start with the digit 2. Here they are:
21,596
265
22,645
20,710
2,952
268
289
2,904
2,238
2,196
2,974
2,238
2,295
2,960
21,339
21,434
256
21,635
23
222
222
2,238
2,238
21,635
2,238
21
293
2,811
2,294
2,720
2,235
22
2.0
23
2
2
203
2
201
201
252
2.2
2,264
2,264
289
279
295
2
286
244
224
250
289
2.3
21.3
21.4
212
213
20.7
22.4
279
294
208
209
259
218
29
279
294
208
2
2,229
2,431
2,431
2,413
2,512
2,473
2.3
2.4
2.4
2,375
2,290
2,290
23
23
2,532
2,353
2,330
23
2.5
2.3
2.3
2,581
2,097
27
25
2
2
23
218
2,702
2.6
2,208
2.1
2
207
2
2
2
2
213
2
2
268
233
2
2
270
235
286
20,554
287
21,596
2.4
27
21.3
21.4
274
252
252
2,361
2,065
204
2,556
2,269
294
252
295
222
2,264
28,605
26,220
2,925
2.88
2,250
2.6
2.1
2.5
289
289
20
2,264
2,264
24
28
2,921
25
270
270
205
21
2.5
2,238
2,196
2,974
2.3
22.5
26.9
20
2.6
2,873
2,904
217
2
21.0
21.0
21.0
2.4
23.1
22.9
23.9
2,718
2,626
216
2,941
20
2,923
262
2,290
2,195
230
267
2
20
207
230
28
279
279
290
236
202
259
278
2,238
2,295
2,960
2,680
25
23,630
21,910
23,630
21,910
2,238
278
28
28
21
265
21
280
22
259
2,680
21,596
265
22,645
20,710
2,536
289
260
289
288
2,238
We found 198 numbers that start with the digit 3. Here they are:
388,749,489
3,806
340
317
3,711
3,407
3,661
3,375
387
380
3,962
3,499
3,016
3,427
3,499
3,016
3
3,508
3,079
3,799
398
364
388,261,077
33
38
3
3,016
3,016
3,320
3,320
3,499
3,499
30
30
398
398
3,499
3,016
3,375
33
3,616
3,984
3,623
3,866
3,930
3,784
3,320
398
36
334
3,991
3,551
34
34
320
39
3
324
35
392
38
354
3,109
37
3,079
3,841
3,799
360
3
35
35
399
346
38
3
3
387
3,079
3,109
3,977
39
3
3,105
3,202
3,375
3,370
39
39
39
3
34
30
3
39
312
3,977
3
316
305
37
389
321
32
396
31
3.9
3.7
365
340
363
324
38,546
3,849
398
364
36,740
3,053
3.7
3.3
3.37
3,417
3,850
3,250
3,700
3,055
30
3,099
354
354
3,780
3,822
3,411
3,839
339
397
3
3,499
3,016
3,427
396.5
3.0
3
398
3,947
34
31
3,962
384
352
3.5
3.6
3
3,067
3,047
365
39
35
31
36
365
355
34
389
319
335
319
335
3,150
3,248
3,499
3,016
3,508
3,214
37
30
337
351
316
3,499
3,016
3,289
3,320
398
39
3,828
3,214
3,287
3,546
3,214
3,287
3,711
3,407
3,661
313
3,375
380
3,499
3,016
4's 5's 6's
We found 172 numbers that start with the digit 4. Here they are:
427
401
419
4,634
4,331
487
4,839
4,758
4,337
4,553
4,915
4,000,000,000
406,875,775
44
445,723,607
427,108,909
49
42
42
434
434
42
42
406
406
488
488
42
42
458
421
481
458
419
491
488
42
42
406
434
44
44
4,662
469
4
4
47
4
495
47
4.7
4.6
4.4
416
45
46
4,660
45
42
42
4,925
4.7
4,665
40
40
4,885
4.7
424
47
44
44
4
46
4
416
42
4
45
4
41
4
433
427
401
44
47
40
45
4.4
427
44
4
47
41,055
4,047
4,283
4.73
4,917
4.94
4.19
4,637
4.66
4.91
450
4
4
4
4
44
44
44
4,950
4,717
4.0
4,744
4.5
4,563
4.0
4,656
4.5
4,466
4.0
4,521
4.5
4,302
4.0
4,400
4.5
4
42
42
421.2
480.4
4.1
400.6
423.5
483.4
4
488
406
434
42
42
4.4
4,519
4,553
458
421
40
47
41
406
46
49
470
4
45
488
42
42
406
434
41
4,634
4,331
4,620
452
487
4,839
4,758
4,337
46,651
We found 95 numbers that start with the digit 5. Here they are:
5,965
562
510
524
527
5.21
5.19
5
53
57
56
5,753
5,359
56
56
54
56.24
57
57
57
56.24
500
56
56.24
59
5,965
507
574
5,011
549
5,284
50
5
51
5
551
5
535
5,971
595
542
5
5,536
5,263
5
5,958
5,610
59
5,971
5
541
55
5
53
54
56
52
5,891
5.74
5.14
5.53
5.29
5.15
5.94
5.94
5.40
5.63
5.49
5,650
500
50
50
50
5,582
5.0
5,867
5,377
5.0
5.21
5.19
5.625
500,000
5
57
54
576
594
5
534
5,965
524
527
512
505
541
We found 68 numbers that start with the digit 6. Here they are:
6,733
623
666
6.19
6.15
60
6
6,334
69
69
66
68
60.05
6,733
645
6,694
688
611
646
64
605
667
652
6,005
6,732
6
61
69
6
65
6
628
6
65
61
6
62
6,480
6,879
650
6
6
6,325
6.0
6,208
6.0
6,027
6.0
6,530
6.5
6.0
6,356
6.5
6.19
6.15
600
666
600
683
6,123
683
6
696
6,420
6,733
623
666
65,739
7's 8's 9's
We found 99 numbers that start with the digit 7. Here they are:
7,871
7,373
7,919
712
704
793
714
7,842
7,267
7,620
734
750
734
74
750
734
750
734
73
750
734
78
735
7
7,576
722
745
740
72
7
79
7,133
7
7,697
7
7
70
7
7
7
73
72
7
7
73
7,842
7,267
7,869
7,298
776
736
71
792
763
7,842
7,267
745
7,974
7.25
7.25
741
741
7,620
750
7,842
7,871
7,620
7,502
7,502
7,267
7,250
7
7,822
7,822
72
750,000
734
734
734
72
7.0
7
73
71
7
757
728
7
7,221
7,050
744
745
740
745
750
72
7
73
712
We found 106 numbers that start with the digit 8. Here they are:
808
842
832
803
8.64
8.55
83,382
81,554
854
815
81,664
80,789
82,062
81,153
8,715
833,984,684
8
833,985
833,985
833,985
82
833,985
833,985
8,593
8,903
879
8,686
816
802
8
8
8
8
8
8
8
8
8
8
8,931
87
86
8,512
810
87
8,688
834
87
8
83
83
84
8
82
861
854
857
87
854
815
81,664
80,789
82,062
81,153
8,715
8
8
8
8
82,062
82,256
82,256
81,153
80,935
80,935
8,715
8,423
8,423
8,433
8.0
8,277
8.0
8,037
8.0
8,037
8.0
8.0
8.0
88
80
8.64
8.55
8.25
80
8
87
8,007
898
82
849
808
839
842
832
803
83,729
We found 80 numbers that start with the digit 9. Here they are:
982
936
946
97
9
93,792
92,417
9,853
9,775
9,669
90
9,718
9,718
96
9,775
9
9
9,853
98
93
9,848
9,437
9,453
9,632
919
922
9
922
96,818
97,043
9,225
952
9
9,527
9,233
990
9,225
97
91
9,527
96
9
9
931
9
96
948
97
987
916
9
97
96
98
96
996
9
963
90
90
922
922
93,785
92,407
93
9,778
93
96
90
990
943
98
946
945
9
95
929
936
946
91,172
While the above SYF 10K Filed 2/7/2025 is interesting in isolation, we have found that it is also useful to take a look at older Synchrony Financial filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10K Filed 2/7/2025 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical SYF 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

30.7
15.4
13.1
11.3
6.3
4.5
6.5
7.0
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 79
XBRL?   [ original filing ]
Total numbers found: 1,517

= Typical SYF range from 4/21/2020 to 2/7/2025
34.4
15.9
8.9
10.8
5.8
4.9
7.0
8.0
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 69
XBRL?   [ original filing ]
Total numbers found: 969

= Typical SYF range from 4/21/2020 to 2/7/2025
33.3
13.5
9.4
9.4
6.6
5.9
9.7
6.8
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 75
XBRL?   [ original filing ]
Total numbers found: 1,161

= Typical SYF range from 4/21/2020 to 2/7/2025
32.9
13.4
10.9
8.9
7.6
7.1
7.2
6.7
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 93
XBRL?   [ original filing ]
Total numbers found: 1,163

= Typical SYF range from 4/21/2020 to 2/7/2025
30.0
14.2
11.7
10.7
9.4
6.2
8.1
6.4
3.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL?   [ original filing ]
Total numbers found: 1,293

= Typical SYF range from 4/21/2020 to 2/7/2025
31.3
15.6
9.5
8.5
8.1
6.8
8.7
6.2
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL?   [ original filing ]
Total numbers found: 838

= Typical SYF range from 4/21/2020 to 2/7/2025
31.6
14.5
9.6
9.3
8.3
6.9
6.6
6.7
6.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 88
XBRL?   [ original filing ]
Total numbers found: 1,051

= Typical SYF range from 4/21/2020 to 2/7/2025
34.2
16.1
9.6
9.6
6.4
5.4
7.4
6.7
4.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 93
XBRL?   [ original filing ]
Total numbers found: 1,308

= Typical SYF range from 4/21/2020 to 2/7/2025
29.5
14.6
11.7
11.1
7.8
5.7
8.8
6.1
4.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 87
XBRL?   [ original filing ]
Total numbers found: 1,380

= Typical SYF range from 4/21/2020 to 2/7/2025
34.4
11.0
8.2
10.0
6.8
7.3
11.1
5.7
5.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 54
XBRL?   [ original filing ]
Total numbers found: 882

= Typical SYF range from 4/21/2020 to 2/7/2025
32.3
15.7
9.4
9.7
7.0
6.6
7.4
7.2
4.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 90
XBRL?   [ original filing ]
Total numbers found: 1,088

= Typical SYF range from 4/21/2020 to 2/7/2025
32.7
13.4
12.1
8.2
7.9
7.2
7.1
6.1
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL?   [ original filing ]
Total numbers found: 1,138

= Typical SYF range from 4/21/2020 to 2/7/2025
30.5
14.3
10.5
9.4
10.1
5.7
7.9
7.2
4.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 73
XBRL?   [ original filing ]
Total numbers found: 1,271

= Typical SYF range from 4/21/2020 to 2/7/2025
32.4
14.3
7.5
9.9
7.7
7.5
7.4
6.4
6.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 76
XBRL?   [ original filing ]
Total numbers found: 826

= Typical SYF range from 4/21/2020 to 2/7/2025
34.0
16.6
9.6
11.2
5.2
5.3
6.4
6.5
5.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 76
XBRL?   [ original filing ]
Total numbers found: 1,249

= Typical SYF range from 4/21/2020 to 2/7/2025
33.0
14.3
9.2
8.1
6.5
7.7
9.1
6.8
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 72
XBRL?   [ original filing ]
Total numbers found: 1,224

= Typical SYF range from 4/21/2020 to 2/7/2025
30.2
12.6
11.8
11.4
8.5
6.9
9.1
5.1
4.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 83
XBRL?   [ original filing ]
Total numbers found: 1,312

= Typical SYF range from 4/21/2020 to 2/7/2025
34.8
12.7
10.0
9.0
7.6
7.5
7.2
5.7
5.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL?   [ original filing ]
Total numbers found: 853

= Typical SYF range from 4/21/2020 to 2/7/2025
29.4
16.6
10.8
7.7
9.1
6.6
7.7
6.2
5.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 81
XBRL?   [ original filing ]
Total numbers found: 1,062

= Typical SYF range from 4/21/2020 to 2/7/2025
32.3
13.4
10.3
10.0
8.1
7.4
6.8
6.0
5.7
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 95
XBRL?   [ original filing ]
Total numbers found: 1,108

= Typical SYF range from 4/21/2020 to 2/7/2025
 

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