On this page of Benford's Law Stocks.com we present our study of UMB FINANCIAL CORP — ticker symbol UMBF. SEC filings have been screened by our Benford's Law software, for quarterly 10Q and annual 10K filings from 4/30/2020 to 2/27/2025 for UMB FINANCIAL CORP under CIK number 0000101382. For filings made in XBRL (eXtensible Business Reporting Language) format, our algorithm extracts all "tagged" numbers presented by the company; for any non-XBRL filings our algorithm uses its own interal set of rules to extract what it believes to be numbers as found throughout the filings. The format found for each filing is presented below together with the results for UMBF, with the percentage of found numbers beginning with each digit (1's, 2's, 3's, 4's, 5's, 6's, 7's, 8's, and 9's) charted against the "normal" range observed throughout our coverage universe, as well as the "normal" range for UMB FINANCIAL CORP based on the past UMBF filings our system processed in the past.
28.4
16.9
12.8
12.0
8.6
6.2
6.1
5.1
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
XBRL?   [ original filing ]
Total numbers found: 3,567
Recent share count: 48,798,443 (4's column)

= Typical range across full coverage universe
Benford's Law Stocks Indicator
3567
High count compared to other filers, with UMBF falling in the highest 10% of filers. At this number count, it would take about 36 numbers to move any given column by a full percentage point.
96

Starting from a possible score of 100, we made the following score deductions:
 • We deducted points upon observing the 4's percentage was above the typical coverage universe range.
 • We deducted points upon observing the 4's percentage was above the company's typical historical range.
Benford's Law Stocks Indicator
UMBF
High score compared to other filers, with UMBF falling in the highest quartile of filers.
TMDX
TWKS
VABK
VYNE
TPG
UFPI
UNIT
VRSK
Check our work! We provide our UMB FINANCIAL CORP Benford's Law analysis for informational purposes only, and our software should be expected to make mistakes and contain errors (nothing you see on this website should be relied upon for any decision-making without first repeating the analysis yourself independently), and so below we present to you all of the numbers our system detected, for the UMBF filing above. This way, you can open the filing on your own and compare what you see below against what you yourself find. This can also be helpful for exploring any columns in particular that caught your eye.

1's 2's 3's
We found 1,014 numbers that start with the digit 1. Here they are:
18,093
13,650,152
13,268,251
1,530,199
1,193,507
13,617,167
12,130,662
1,158,535
1,800,000
1.00
1,145,638
1,134,363
1,612,948
1,399,961
192,121
102,197
17,628
17,647
19,109
182,145
103,190
18,582
1,351
1,838,705
1,137,520
167,553
106,558
121,353
15,467
1,170,117
1,000,892
19,630
1,257
1,009
1,338
10,720
14,845
16,829
13,590
117,899
103,099
15,378
1,026,686
100,030
100,329
1.57
1.53
1.49
147,977
1,137,417
139
188,107
1,100,523
15,015
12,608
10,654
192,468
1,093,268
16,115
145,800
1,110,520
126,314
1.49
1,131
1,540
1,125,949
145,800
1.53
10,385
11,104
17,975
17,975
1,341
1,945
1,134,363
16,115
1.57
11,220
11,923
1,690
1,413
1,413
1,145,638
1,060
1,340
16,174
10,440
113
13,895
10,720
1,693
1,195
18,694
148,154
10,995
132,918
121,021
19,154
1,204,346
1,114,560
1,162,115
1,205,396
1,085
194
172
109,046
13,705
1,273,272
102,523
1,016,268
110,000
1,413
1,557,874
1,557,874
101,952
1,204,688
196,482
1,738
12,381
110.8
109.4
1
10,896,632
10,901,502
1,013
1,818
10,129,467
10,131,285
13,614
14,167
175
12
193,633
193,860
17,305
180,564
180,564
11,503
19,282
1,848
1,137
104
187
163,104
163,291
11,283
13,212
19.3
13.2
196
19.3
13.2
13,614
13,614
19,282
19,282
13,212
13,212
1,363,616
135,072
10,711,907
156,546
178,368
11,227
11,227
1,369,366
135,169
10,901,502
1,870
11
1,006,769
183,762
107,468
161,767
18,732
1,385
1,222,539
1,893,193
1,545,585
1,698,087
10,131,285
14
16
12,516
10,004
100
126
174
101,407
101,442
1,928
13,050
10,065
17,216
10,305
13,599
1,015
1,079
118,623
193,860
1,395
1,524
1,492
1,492
13,067
12,780
11,116
11,951
179,072
13,067
12,780
12,608
11,951
180,564
1
1,751,554
1,072,517
1,787,301
1,486,609
1,123,732
13,934
169,173
194,368
1,801,235
1,492,449
1,127,517
13,938
16,103
13,938
16,103
152,539
185,679
195,750
15,608
19,700
16,861
107,367
1,340,152
130
1,566,773
1,014,490
150
1,364
158,228
165,197
12,117
11,943
1,769
160,427
171,924
1,364
11,509
1,088
158
1,243
16,410
1,453
1,401
163,291
197,095
197,095
1,106
1,716
100,484
16,968
16,949
1,620
13,966
100,484
16,968
16,949
15,072
11,094
125.7
119.6
1,339,370
130,832
10,381,364
14,444
141,289
195
195
1,363,616
135,072
10,711,907
153,585
170,538
137
1,068
1,294
1,893
156,546
178,368
1,767,383
1,462,714
1,115,205
194,181
17,857
15,708
103,728
140,699
1,210
1,210
1,787,301
1,486,609
1,123,732
13,934
159,565
183,961
1,236
1,302
13,934
169,173
194,368
1,512
1,631
17,993
13,028
1,006,769
182,769
14,209
106,468
13,023
1,000
17,329
16,903
183,762
107,468
161,767
18,732
161,767
18,732
1,385
1,385
1,221,251
1,835
1,288
10
109
109
1,222,539
145,975
1,609
12,911
1,786
13
1,342
10,900
152,539
185,679
185,679
195,234
11,735
19,168
195,750
15,608
19,700
16,861
16,861
107,367
107,367
1,340,152
117
180
180
13
1,340,152
130
16
1,879
1,269
16
1,468
143
1,027
11,240
12,516
17
101
163
12,516
10,004
150
1,308
1,221
1,437
150
1,364
158,037
164,315
1,690
123
191
158,228
165,197
12,094
11,911
1,722
102
12,117
11,943
1,769
101,407
101,442
101,407
101,442
1,920
11
19
1,928
13,037
10,057
17,216
13
13,050
10,065
17,216
11,509
1,088
158
14
14
11,509
1,088
158
1,243
14
14
1,243
101,688
16,297
13,174
11,220
13,489
12,896
18,965
12,434
19,609
12,955
18,058
11,822
11,443
1,188
197,095
18,579
19,341
1,492
1,716
179,047
1,492
1,716
179,072
155,658
1,089
1,524
1,890
1,160
1,335
160,912
14,272
1,272
186
117
160
186
1,281
1,741
16
14
136,737
191,836
194,243
1,185
1,232
17,673
17,673
1
111
1,536
18,673
1,933
1,616
155,658
1,089
186
124
13
107
1,914
186
117
160
123,732
1,738
194,771
1,940
196,711
1,550
131
126
1,812
17,251
136,737
191,836
194,243
1,739
160
106
15
18
13
19
186
124
13
107
135
135
118
118
11,240
11,240
163
163
13,614
13,614
19
19
19,037
19,037
175
175
1,437
1,437
102
102
14
14
14
14
13,090
13,090
1.1
1.1
1,331,394
1,326,073
129,246
126
129,047
1,309,126
1,218,569
13,629
1,060
138
1,308,689
10,201
1,298,742
162,406
159,721
1,359,744
1,286,975
1,072
1,873,775
1,849,758
19.2
139
154
10.5
10.1
142,518
1,753
102
159
1,293,953
173,006
1,629
1,893
1,126,464
13,629
13,629
12
138
1,255,519
10,201
16
116,324
16
116,324
14
19,154
1,476
1,864
1,091,380
1
1,068
1,072
116,331
115,750
116,331
12,035
12,035
123,210
120,524
123,210
18
170,197
1,636,146
1,473,286
171.3
10
115,750
10
115,750
103
1,414
1,972,927
1,461
1,687
1,740
11
120,524
11
120,524
1,469
14
146
1,343
1,612,442
147,640
1,489
170,197
148
1,617
1,765
1,093,659
1,645,788
15,326
1,162,505
1,667,900
15,326
11,596
11,228
109,487
15,467
1,250
14,220
139
154
12
168
1,733
1,334
12,302
132
10,720
177,354
101,579
1,600
109,978
112,323
1,135
1,210
199,537
194,171
10.5
11.1
11.9
12.2
12.2
12.9
12,018
11,626
10,567
11,386
1,000,000
1,800,000
18,926
18,607
19,429
19,132
199,681
199,232
108,829
108,403
103.1
133
160
110.0
1.2
1.6
10.2
1.0
150.0
1.8
12.5
1.7
1.5
1,544,906
1,830,542
188,424
186,289
1,824,470
1,496,676
1,930,474
119,528
163,146
1,711,014
186,289
1,942,685
1,830,542
186,289
11.29
11.29
13.21
10.0
11.29
1,514,987
11.47
1,505,357
11.29
11.47
13.21
12.24
10.00
1,789,746
1,801,784
10.94
1,406,371
11.21
1,395,873
10.94
1,875,161
11.21
1,861,164
12.85
11.90
10.00
1,611,076
1,633,347
15.2
15.2
13.6
16.2
196
16.2
1
1,480,036
1,480,036
1.2
1.9
1.5
1.6
1.85
193,029
170,669
13.0
14.1
11.4
145,132
155,781
11.1
199,821
135,484
1,000,892
130,187
110,719
168,669
13,186
10,873
192,706
137,180
116,749
103,028
1,026,686
187,023
100,030
153,897
14,578,000
192,765
128,980
1,406
103,674
150,689
12,754
15,043
148,257
110,332
156,522
129,858
12,504,000
159,679
158,087
122,614
107,825
100,872
131,286
12,384
11,102
186,766
126,910
111,348
162,002
17,127
1,829
100,329
130,153
15,298
17,489,000
13,100,000
100.2
1,131
113
1,257
1,257
10,720
10,720
117,114
19,332
19,630
1,009
1,009
104,796
183,724
171
1,338
1,338
1,812
19.3
12,904,749
12,831,831
1,224
18.5
17.0
18.9
107,697
10,452
13,964
116,204
106,637
19,438
1,001
16,174
100,030
100,329
113,667
111,722
1,703
1,582
1,377
1,921
100,030
100,329
196,594
19,981
17,918
11,106
16,395
17,855
13,776
16,843
1.2
10.9
10,921
1,915
1,506
1,310
10,921
116.5
124.8
16,930
12,709
15,482
12,427
1,471
1,493
1,464
1,714
1,464
1,462
14,173
17,196
11,397
13,889
102,118
107,386
105,016
132,325
161,496
107,442
105,083
13
1.0
1,417
1,417
1,956
14,123
10,703
1,312
1,312
15,015
10,703
12,608
12,608
12,608
12,608
1,620
1,620
11,469
11,469
140
140
19,838
1,326,073
1,326,073
129,047
129,047
1,218,569
1,218,569
1,643,243
11,596
11,596
1,663,534
107,442
107,442
114,542
114,542
1,738
1,738
13,482
13,482
1,974
1,974
18
18
18,093
15,220
1,298,742
1,298,742
159,721
159,721
1,286,975
1,286,975
1,650,017
11,228
11,228
161,496
161,496
1,664,118
105,083
105,083
113,101
113,101
141
1,738
1,738
1,643,243
19,838
11,596
107,442
107,442
107,442
12,515
135
1,650,017
18,093
15,220
18,093
11,228
161,496
161,496
161,496
13,813
105,083
105,083
105,083
11,523
138
188,605
173,725
123,091
109,352
151,094
138,721
108,500
13,268
196,334
168,218
187,460
135,407
110,433
10,958
14,880
16,115
145,800
108,500
14
18
12
18,694
12,522
115,046
167,340
110,000
1,413
13,739
109,352
139,058
185,372
123,091
109,352
139,058
117.90
115.2
15.8
We found 604 numbers that start with the digit 2. Here they are:
25,642,301
23,172,484
259,089
219,738
25,383,212
22,952,746
2,756
2,645
28,533
245,344
221,773
241,700
246,095
220,306
207,385
207,385
27,397,195
20,588,606
2,292,899
2,609,715
2,119,644
2,810,824
257,562
214,981
289,311
2,171,009
223,723
290,571
257,200
237,207
24,226
23,201
28,439
25,749
25,699
29,998
26,367
279
26,810
21,789
264,219
2,176,998
20,812
20,812
245
2,536,086
2,667,093
220
296
2,810,824
21,876
21,876
240
2,413
20,439
2,279
22,579
21,491
24,592
20,453
225,286
227,077
22,193
277
29,660
2,415,581
2,159,132
299,656
257,760
24,206
26,910
2,156,453
2,300,000
2,129
2,461
2,136
2,920,433
26,779
260,177
227
25,603,914
25,642,301
2,851
2,585
2,954,437
2,960,632
28
285
27,606
23,144,878
23,172,484
28
28
285
285
2,319,857
293,194
20,356
2,208
2,329,714
293,550
20,356
22
2,113
29,392
29,392
277,049
293,799
275,207
25,266
2,265,071
23,016
256,032
28,819
235,758
2,676,418
228,885
25,269
236
250
2,484
273,628
2,745,257
2,934
2,676
281,353
2,484
283
22,414
2,876
25,659
21,652
27,587
250,292
250,292
20,752
20,752
25,642,301
202,827
239
203,304
276,284
215,373
2,138,705
293,531
27,668
240,724
29,840
2,505,260
2,143,657
239,178
2
2,559,007
2,117
2,960,632
2,170
24,860
22,147
26,125
26,804
28,160
2,744
226,861
226,861
2,230
2,032,891
23,172,484
2,294,574
291,733
20,356
2,044
23,044
20,101
262,599
2,319,857
293,194
20,356
2,208
2,208
214
2,524
202,827
239
239
276,546
289,219
267,944
25,266
2,213,886
277,049
293,799
275,207
25,266
2,265,071
25,000
2,324
2,302
26,681
23,016
256,032
28,819
256,032
28,819
235,758
2,673,176
235,758
2,676,418
271,840
214,031
2,101,800
26,005
2,549
276,284
215,373
2,138,705
293,531
24,534
24,404
293,531
2,358
24,445
23
246
27,668
240,724
29,840
27,668
240,724
29,840
2,496,974
2,505,260
203
249
252
2,211
2,484
272,601
2,734,017
2,939
273,628
2,745,257
2,934
2,631
2,934
2,676
2
2,555,488
2
2,559,007
2,117
23
2,117
283
22,395
283
22,414
2,876
25,659
21
2,876
25,659
2,170
24,846
2,170
24,860
22,133
26,125
26,804
22,147
26,125
26,804
20,798
20,897
24,121
26,180
22,418
231,713
207,520
250,292
226,861
25
2,608
219,738
222,996
250
20,752
28,403
28,403
241
2,355
2,830
24,734
259,089
2,645
261,734
2,009
2,083
214
2,221
2,407
266
211
2,608
219,738
222,996
2,178
2,981
2,043
2,000
2,195
29
2,171
2,153
26
2,221
2,407
2,500
2,588
26
2,178
2,981
2,211
2,211
21
21
28
28
2,751
254
252
2,937
2,218
22.2
2
20,858
279
22,468
264
2,392
239
239
2,170,778
2,721
267
2,937
2,937
200,835
267
267
210,872
215,118
2,706
2,523,134
2,104,652
2,523,134
2,739,447
222,946
2,528,536
2,645
2,736,802
2,645
2,686
2,738,253
2,381,614
2,738,253
2,830,405
21,021
2,681,229
2,827,147
21,039
207,151
206,440
236,820
231,802
2,855,778
2,644,286
2,523,134
2,104,652
207.2
25.6
27.2
263
2,101,125
269
2,104,652
2,030
220,916
2,025,395
222,946
2,133
2,686
2,686
2
263
2,377,922
265
2,379,391
22,557
2,183,392
22,571
21,990
24,509
21,990
2,739,447
2,649
26,720
2,649
2,830,405
272
26
297,504
2,514
2
240.3
27,271
207,385
207,385
207,385
207,385
2,345
23,898
25,498
2,345
290,070
287,592
272,939
257,185
221,773
241,700
2,183,247
200.0
2.5
2.1
2,123,066
2,105,512
2,750
2,750
2.50
2,565,216
2,539,310
2,105,831
2,750
2,105,512
2,750
2,539,310
2,105,831
2.0
2,174,405
2,019,983
2,007,143
2,676,191
2,693,311
2,676,191
2,252,230
2,016,261
2,481,551
2,500,215
2,481,551
2,041,684
2.0
21.3
20.6
2
2.5
2.3
2.2
20,485
2,781
23,658
27,569
262,227
21,539,000
24,511
213,514
28,765
250,514
296,945
26,664
2,960
249,071
28,905
20,676,000
21,870
26,133
25,458
24,889
244,231
286,231
232,239
290,571
23,095
24,226
267
21,395
2,008
2,639
203,887
257,200
298
26,153
22,246
2,835
2,582
24,493
237,207
22,882
23,201
230
21,998
23,049
2,642
27,142
286,048
223,897
260,177
26.7
29.7
26,471
2.0
20,072
2,310
20,439
21
20,487
20,614
20,206
202,804
24,859
27,772
244,044
222,196
2.5
2.5
2.1
2,807
251.0
227.2
21,277
20,750
22,318
234,443
2.7
2.0
298
258
2
26,055
26,055
24,826
2,343
25,718
2,343
2,250
2,250
28,533
234,443
234,443
2,873
2,405
2,405
256
26,779
26,779
29,184
29,184
256
2,796
2,796
207
28,533
28,533
25,645,057
25,665,211
25,665,211
234,443
234,443
234,443
2,127,667
2,127,667
2,127,667
2,609,715
2,539,310
2,609,715
292
240,344
2,873
23,176,904
22,969,788
22,969,788
208
291,473
22,579
21,491
2,319
207,575
2,286
2,129
2,461
2,136
29,706
23.6
2.9
2.8
25.05
We found 458 numbers that start with the digit 3. Here they are:
3,711,510,639
3,258
35,792,859
385,292
383,247
368,457
389,860
3,174,948
336,052
342,890
3,466,541
3,100,419
356,937
317,178
37,900
3,139
32,406
39,095
32,969
31,904
30,564
34,258
350,024
350,024
35,905
39,851
36,894
397,367
323,465
3,145,424
397,367
31,997
31,997
351
347,264
350,024
342,890
3,100,419
342
3,174,948
336,052
3,466,541
350,024
37,900
3,573
3,139
3,197
3,063
31,075
317,217
301,217
357
35,304
334,898
35,854
3,952,154
31,753
3,806
3,000
3,262,501
3,845,385
3,636,068
32,856,000
31,056,000
31,997
3,970,384
3,823,670
309,142
3,172,963
3,187,130
38,387
3,056
301,893
301,964
3,111
3.1
3,554
356
30,702
395,271
30,702
395,271
352,517
324,839
32,312
3,807,854
36,127
3
302,225
3,183,167
334
390,843
399,721
361,242
3,978
371,227
390,918
3,187,130
32
35
3,534
342
36
3
328,474
328,474
31,084
31,084
3
3,346,756
3,099,881
3,785
3,478
3,478
35,466
32,229
35,466
32,229
335,133
30,842
36,313
3,272,549
39,128
34,714
364,063
3,286
3,394
3,021,395
3,394
355,105
362,806
3,927
38,819
355,192
3,922
365
30,047
300,248
301,964
3,930,419
3,465
356
3,554
356
3,000
39,059
3,341
3,785
3,785
316,858
31,213
33,192
37
352,517
324,310
32,312
3,769,297
38,028
324,839
32,312
3,807,854
36,771
36,127
3
36,127
3
302,225
302,225
3,133
328,379
30,113
335,133
30,842
36,313
3,222,953
36,313
3,272,549
38,806
3,627
322
33,633
39,128
34,714
364,063
34,714
364,063
3,286
3,394
3,286
3,394
3,780
390,843
397,510
334
390,843
399,721
358,303
335
361,242
3,978
3,978
3,737
355,047
361,369
31
355,105
362,806
3,519
3,927
38,717
32
3,927
38,819
35
35
3,534
3,534
342
342
3,908
3,922
365
365
3,572
328,474
300,152
300,248
3,258
3
32,083
39,370
387
38,376
39,227
3,258
3,088
3,921
37,269
385
323
36,933
37,400
39,370
3,088
3,519
3,519
325
339
330,739
317,170
361,623
362,545
3,620,785
382,069
30,794
351,275
351,376
351,115
3,462,128
3,353,404
31.6
325
3,055,882
315,109
315,109
30,521
31,313
3,248
3,526,296
3,545,450
388
351,275
30,794
351,275
30,794
32
33
3,117
356,657
3,258
3,258
3.8
3,527
356,643
356,657
36,628
37,276
30,734
31,349
394,035
394,035
394,035
355
3,139
362,853
383,021
370,646
394,892
3.36
3.17
30,796
30,356
3.70
385,292
383,247
385,292
3.70
3.70
3
3.66
3.85
3.4
3,802,257
3,835,875
3,802,257
3,835,875
3,345,239
3,802,257
3,835,875
3,418,676
3,477,634
3,418,676
3,477,634
3,690,378
3,101,939
3,418,676
3,477,634
3,934
30,214
30,214
365,110
366,985
3.2
398,306
372,714
30,611
34,436
356,136
389,483
35,233
33,126
318,235
30,889
33,184
347,933
342,478
32,513
33,548
36,343
365,856
382,770
31,865
350,024
39,730,000
32,851
37,900
323,794
318,423
39,475
33,680
332,912
320,976
352,882
31,849
37,579,000
39.4
39.7
34.5
36,665
33,154
39,282
3,014
359,735
38,358
374
38,982
3,139
3,139
320,146
319
34,399
35,141
33,535
32,406
341,785
321,668
347,148
309,142
3.4
311
3,998
3,898
3,748
39,008
35,779
3,617
331,286
315,559
3,286
320,180
312,273
3,232
3,574
3.8
3,051
39,151
3.0
3,857
3,318
3,738
3,738
3,318
317,170
317,170
362,545
362,545
3,620,785
3,620,785
351,275
351,275
351,115
351,115
385,292
32,719,268
32,719,268
32,719,268
3,073,591
3,073,591
3,073,591
3,919,644
3,905,831
3,919,644
383,247
3,462,767
3,123,373
3,651,372
3,297,098
3,930,568
3,550,182
385,292
383,247
3,466,541
3,100,419
3,930,568
3,550,182
35,943
357,257
344,567
350,024
397,367
350,024
371,574
32,493
3,570
33
30
3,600
31,997
4's 5's 6's
We found 427 numbers that start with the digit 4. Here they are:
4,420
4,748,938
471,018
492,935
447,201
44,011,674
43,142,029
437,630
425,645
46,943,123
40,911,255
48,814,177
48,554,127
44,011,674
40,703
41,227
43,019
47,539
48,502
48,848
46,207
44,265
43,188
421,602
441,243
431,682
48,747,814
48,503,643
48,340,922
49,056,956
48,763,820
48,747,399
441,243
431,682
40,530
48,599
4,361
46,668
425,128
495,824
431,682
409
495,824
441,243
425,128
4,103
441,243
431,682
41,227
4,343
44,323
42,037
45,184
47,639
48,133
472,604
458,174
424,341
460,413
46,379
404,972
40,806
43,359
4,197
490,071
4,685
4,771,052
4,580,859
447,201
406,477
446
4,423
4,870
469,194
469,194
40
400
498,786
498,786
415,272
423,956
48.1
4,423
4,423
40
40
400
400
4,915,907
469,194
469,194
442,805
4,948
404,362
47,357
47,136
46,096
47,486
493,723
4,049
450
455
413,395
496,758
42,152
426,001
432
48,801
48,801
4
4,707,447
4,807,943
48,109
412,276
4,615,872
477
413,196
4,788,523
401,050
498,786
401,050
498,786
499,020
449,547
4,982
49,327
4,220
479,175
425,864
497
4,958
419,312
431,579
48
4,853
423,956
423,956
4,042,524
4,725,721
4,145
48,897
4,240
4,915,907
4,643
411,441
4,473,085
412,276
4,615,872
477
477
469,194
498,786
469,194
498,786
442,768
4,948
467
4,446
4,113
442,805
4,948
404,362
404,362
45,055
45,131
466,533
47,357
47,136
47,136
46,096
47,486
46,096
47,486
493,614
4,049
493,723
4,049
485,343
4,015
4,444
499,020
449,547
48,938
449,547
48,615
465,443
428
493
4,982
4,982
49,327
49,327
4,220
4,220
450
450
455
413,060
496,615
413,395
496,758
41,989
45
42,152
466
497
4,958
418,766
419,312
47
48
48
4,853
4,853
4,054
45,507
432
4
4
4
4,327
4,092
460
47
4,124
4,138
494
45
45,507
418
42
4
43
4,092
460
44,305
44,305
433
4,437
4,437
48,724
467
494
480
439
47
481
418
4,423
4,423
4,423
4,423
40
40
4,945,548
4,420,930
487
4,823
4,128,576
4,484
438,163
435,414
4,945,548
4,420,930
43.1
4
46
4,349,835
47,222
4,554,200
476
4,246
4
411
4.9
418,482
4,748,938
4,748,938
4.1
418,379
418,482
47
4,189,802
4,245,797
4,110,888
4,683,307
424,690
464,349
42,672
416,750
471,018
492,935
416,750
4,925
4,429
469,642
40,176
41,311
4,678
4,566
4,548
40,601
41,368
418,517
40.8
46.5
46.8
47.6
4.8
4.83
413.1
439,400
431,048
4.78
4.41
4.55
431,048
431,048
43,618
45,382
4.5
4.0
4.50
4.50
4,445,872
4,094,077
4.00
4.00
4.50
4.50
4,014,910
4.00
4.00
4.1
48,923
43,689
446,635
41,023
408,323
4,344
441,243
43,190,000
41,227
44,804
472,103
421,602
47,874
495
4,554
4,350
425,024
431,682
42,309
40,578
46,395
47,186
43,054
43,019
48,747,814
48,503,643
48,340,922
406,477
49,056,956
48,763,820
48,747,399
404.7
407.6
46.8
4.2
4,286,604
404,697
407,574
4,830
4.1
4,961
47,995
4,133
496
4,190
45,088
4.7
4.3
423
423
492
44,268
40,530
4,605
4,998
4,496
4,420,930
4,420,930
4,534
4,534
4,748,938
4,748,938
471,018
459,422
471,018
41,014,362
41,014,362
41,014,362
417,217
417,217
4,375
492,935
481,707
492,935
413,896
413,896
4,047
464,027
449,763
43,418
441,243
431,682
425,128
495,824
441,243
431,682
480,637
408,217
471
40,235
4,685
46,314
4.6
We found 306 numbers that start with the digit 5. Here they are:
5,183,367
5,376,267
5,688,610
545,000
5,159,802
573,175
50,409,664
55,056,730
55,057
55,057
573,050
556,935
50,409,664
511
54,119
58,444
53,365
541,853
554,233
593,913
553,421
524,431
5,037
541,273
532,011
5,353
5,674
55,057
596
55,057
516
55,057
556,935
582
55,057
573,050
52,771
58,723
54,022
556
58,444
58,222
5,614
50,861
548,624
51,716
500,000
5,957,648
5,528,258
5,528,258
58,337
58,337
5,081,057
573,175
5,528,258
50
55,649
553
561,461
578,766
5,058
55
5,343
548
5,058
5,058
5,750
5,083,680
5,441
5,803
5,803
593,480
527,773
54,656
58,154
510,543
5
514
5,049
565,017
575,471
500,026
578,766
578,766
50,273
50,273
5,840
556,369
505,982
51,360
574,661
515,289
585,401
548,859
597,994
553,283
56,272
56,320
574
54,352
54,352
5,252,010
5,949
58,659
5,214
5,613
5,750
5,186
5,122
5,840
590,337
503
593,480
514,745
529
529
527,773
54,656
58,154
510,543
5
5
504
514
531,835
556,369
532
505,982
51,360
51,360
574,401
507,276
574,661
515,289
5,049
559,689
5,328
565,017
579
58
56
583,711
548,736
546
585,401
548,859
56,272
56,320
56,272
56,320
574
574
5,343
5,745
5,441
5,141
5,141
5,024
5,088
54
50
5,047
5,295
5,024
5,088
56,265
57
5,129
500
5,058
5,058
524,957
508,740
550,573
524,803
599,617
543,429
5
56,712
502,489
524,957
5
50
527
509,946
508,264
508,740
5,840,885
581
5,378,912
5,376,267
5,691,868
529,540
5,183,367
5,688,610
5,378,912
581
581
52,468
53
55,995
570,950
572,419
506,969
529,540
523,817
552,085
5,153
58,444
545.0
508,507
508,507
5.0
50.0
55.1
58.9
5.7
55,121
5.04
55.2
5.67
5.08
5.0
5.00
5.00
5.25
59.72
590
5.40
5.40
50,155
52,914
524
541,273
598,371
541,853
596,031
554,233
5,221
5,037
532,011
58,332
5,425
53,532
59,809
54,455
53,313
5,918
54,119
53,365
541,853
53,483
58,444
58,444
554,233
55,056,730
55,056,730
55,056,730
55,056,730
5,474,758
55,174
50,006
5.1
500
5,492
505
5,049
5,995
5,144
5,035
57,553
56
50.4
55.0
51.5
5.5
539
5,274
5,917
502
502
540,452
540,452
5,418,596
523,960
523,960
545,000
5,378,912
5,852,347
5,612,003
5,852,347
5,418,596
5,691,868
5,183,367
5,183,367
5,011
5,011
57,000
55,988
59,974
57,785
57,000
556
54,045
5,980
55
We found 220 numbers that start with the digit 6. Here they are:
63,647
6,242,553
6,502,603
61,050
61,564
67,470
628,117
63,406
68,718
6,143
6,822
679
604
61,050
6,308
68,673
67,924
6,731
65,497
62,958
62,958
6,195
67.9
688,580
690,788
618
644,885
642,308
635,217
639,650
673
6,808,094
6,336
6,336
629,514
636
650
682,008
6,861
688,869
6,013
610
6,345,327
668,187
6,075
639
67,749
688,580
6,536
6,243
65,316
6,038
621
6,336
66
652
6,483
643,050
644,885
626,119
6,741
629,514
658
658
62,594
6,906
636
636
605
633,749
635,217
650
681,921
682,008
6,861
6,861
673
673
69,983
6,013
6,013
6,941
648
62,613
613
62,000
64
6,148
6,866
6,292
6,941
62
64
6,075
6,150
6,148
6,866
62
62
632
632
60
638,165
628,731
635,739
6,319
606,852
6,724,978
638,165
63
65,785
618,782
6,575,066
628,731
642,009
6
639,876
642,009
610,351
648
634,860
641,743
615
668,463
66,162
66.2
62,805
63,113
67,780
63,113
67,780
63,113
67,780
63,113
67,780
62,902
63,647
69,802
6,650
61,383
6,262
6.24
6.24
6.10
6.22
6.25
6.25
6.25
608,836
608,836
6.0
6.5
6.50
6.00
6.00
6.50
6.00
6.00
64.20
63,476
64.64
63.87
63.87
640
66,306
6,734
665,587
61,050
628,117
6,637
659
6,550,000
6,373
687
66,651
6,990,000
61,564
67,470
628,117
65,302
61,939
6,625,925
6,487
6,737,326
6,502,603
6,330
6,242,553
6.1
6,308
6,048
6,672
6,059
6,439
6,673
6.5
64
61,922
67
6.1
69
69
66,585
6,948
6,746
6,935
6,935
6,131,091
69,727
69,727
6,188,999
66
6,131,091
66,516
66,450
67,015
60,094
60,927
69,106
66,950
6,650
7's 8's 9's
We found 217 numbers that start with the digit 7. Here they are:
72,591,166
7,692,860
7,774,334
7,068,613
7,986,270
71,012
780,692
729
704,210
74,719
73,451
74,259
7,705
77,010
71,578
7.22
7.18
7,255
72,594
72,594
702,735
75,286
75,286
719
77,119
77,119
7,738
7,738
703
769,554
7,384,085
71,963
71,244
713,253
793
77,127
74,245
72,030
7,738
7,656,690
76,930
79,334
7,875,516
78.7
7,589
7,602
7,033
737
71
71
7.6
7,033
7,033
737
737
71
71
784,434
727,365
74,950
75
7,429
796
70,004
7
75,418
71,087
70,172
711,630
7,263
784,434
727,365
784,434
727,365
74,950
74,950
729
766
75,418
71,087
70,172
70,172
75
75
71
7,418
7,429
796
796
70,004
74,330
7,140
7,893
7,808
7,935
77,340
7
70
762
7,199
7,199
761
7,935
7
707
707
7,033
7,033
7,033
7,033
71
71
71
71
7,774,334
74,987
7,692,860
7,068,613
7,774,334
778,257
77,570
7
77,743
745,573
71
74,987
734,181
775,661
732,758
759,798
761,706
759,798
761,706
7,704
757,381
795,448
757,381
7.1
78,768
76,492
76,492
76,492
76,492
745
71,012
7.7
7,510
7,074
7,631
7,517
76.8
75.6
7.44
7.25
79.79
70.92
73.42
79.91
70.92
70.92
71.60
7.4
7,182
7,706
71,248
7,073,000
7,539
7,581
7,927
71,578
7,765
72,530
7,350
74,719
762
7,543
7,648
73,451
75,104
7,782
71,578
723
7,466
71,578
7,067
7,446
7,245
76,136
70.2
74
74
72,539
72,047
70,323
7,248
7,774,334
79,388
79,388
7,005,212
7,100
7,100
7,068,613
7,853,117
7,774,334
7,774,334
70,405
7,068,613
7,068,613
78,735
77,906
74,472
75,433
77,127
74,245
72,030
7,738
7.00
We found 183 numbers that start with the digit 8. Here they are:
8,407,676
80,000,000
810,007
81,257
878,889
875,897
84,512
84,950
85,167
87,797
82,227
8,587
898,119
8.93
8.99
8.86
8,956
8,069
829,049
829,049
8,367
8,367
876
876
87,129
8,111,653
8,295,094
8,367
8,448,691
844,397
85,555
85,555
828
8,448,691
805
8,891,341
8,893,926
8,684
805
805
807
8,026
8,026
823,913
8,567
83
849,496
89,291
8,893,926
82
85
82,111
83,076
846,589
822
89
8,646
839
81
8,372
823,913
823,913
824,434
849,496
89,291
8,065
89,291
8,013
8,026
80
80
85
82
82
87
882
85
85
8,567
8
8,567
8
82,097
82,111
854
8,805
8,714
851
845
800
88
8,072
8,407,676
811
8,407,676
8,072
834
88,652
88
8
852
866
890,545
87,736
803,152
8.0
87,672
8,073
86,800
89,145
8.6
893,777
8,712
800,000
8
800.0
89,000
89,000
8.0
8.50
8.0
8.00
8.00
8.00
8.50
8.52
8.00
8.00
8.00
8.49
8.52
88.47
85.58
86.40
85.03
8.2
8,114
88,115
8,586
86,265
8,658
84,027
898,119
86.6
84,512
87,797
84,950
85,167
810
81,565
8,507
88,536
854
8,252
8.6
8.3
8.6
8,279
8
892
892
8,260
8,369
8,369
8,695
8,668,746
881
881
8,018
8,018
8,559,445
8,695
88,500
8,179
80,465
8,399
829,049
88,500
876
876
8,367
81,593
80,151
We found 138 numbers that start with the digit 9. Here they are:
969,132
99,375
97,190
982,302
93,026
918,589
920,116
913,797
939,842
999,140
9.05
91,072
990,648
997,273
945,924
9,214,564
9,316
9,884
9,920,045
9,929,929
91.1
975,325
9,857
97
978,879
9,202
914,791
90
9,969
97,130
9,732,083
920
97,369
9,929,929
901,614
9,274
95,909
95,909
910,591
975,325
97
9,857
97
94,606
9,524,858
93
97,130
9,732,083
9,105
920
981,769
982
993
9,202
9,202
901,614
901,614
9,274
9,274
90
90
9,952
9,903
9,969
9,536
9,642
96
966
9
900
950
9,181
98
9
960
960
93
93
900
900
91,044
949
93
9
9
993
953,458
91,044
9,934
9,202
9,949
99,127
91,169
91
913,229
91,140
97,624
9.7
97,846
99,624
93,326
9,117
9,158
920,116
97,614
96,306
9,889
98,656
999,140
913,797
96,813
96
92,418
97,378
95,703
94,727
93,428
96,000
950
92,673
92,017
9,800
9,207
9,596
90,077
9,360
9,933
99,574
9.4
904
902
9,104,445
9,104,445
9,928
96,037
91,423
9,165
93,046
While the above UMBF 10K Filed 2/27/2025 is interesting in isolation, we have found that it is also useful to take a look at older UMB FINANCIAL CORP filings processed by our Benford's Law Stocks algorithm, to see how the company's filings "typically look" on a Benford's Law analysis. Below we repeat the 10K Filed 2/27/2025 but instead of the chart comparing against the typical company across our coverage universe, below we show the same chart compared against the typical UMBF 10Q and 10K filings that we have processed historically. This is followed by similar charts for each of those historical filings.

28.4
16.9
12.8
12.0
8.6
6.2
6.1
5.1
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL?   [ original filing ]
Total numbers found: 3,567

= Typical UMBF range from 4/30/2020 to 2/27/2025
28.5
17.5
12.8
9.9
9.5
7.0
6.2
4.6
4.1
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,669

= Typical UMBF range from 4/30/2020 to 2/27/2025
27.7
19.2
13.3
9.8
9.0
7.7
5.7
3.8
3.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL?   [ original filing ]
Total numbers found: 3,169

= Typical UMBF range from 4/30/2020 to 2/27/2025
27.7
18.1
13.0
10.4
9.7
7.1
5.6
4.6
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 3,124

= Typical UMBF range from 4/30/2020 to 2/27/2025
28.2
18.5
12.4
8.7
8.8
7.5
6.3
5.2
4.4
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 3,462

= Typical UMBF range from 4/30/2020 to 2/27/2025
30.3
18.8
12.9
8.0
8.0
6.5
5.7
5.1
4.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 2,565

= Typical UMBF range from 4/30/2020 to 2/27/2025
30.2
19.0
11.8
8.4
11.2
6.2
4.7
4.7
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 89
XBRL?   [ original filing ]
Total numbers found: 2,429

= Typical UMBF range from 4/30/2020 to 2/27/2025
27.9
19.0
13.2
11.2
7.7
6.2
6.1
5.1
3.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 98
XBRL?   [ original filing ]
Total numbers found: 3,132

= Typical UMBF range from 4/30/2020 to 2/27/2025
28.0
16.7
13.6
10.3
9.0
7.4
5.9
5.3
3.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 3,534

= Typical UMBF range from 4/30/2020 to 2/27/2025
28.0
19.3
11.8
9.0
9.0
8.5
5.6
5.0
3.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL?   [ original filing ]
Total numbers found: 2,663

= Typical UMBF range from 4/30/2020 to 2/27/2025
28.5
18.7
13.2
9.5
9.2
6.7
5.7
4.7
3.8
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 3,129

= Typical UMBF range from 4/30/2020 to 2/27/2025
29.4
17.3
13.3
8.4
8.3
8.4
5.8
4.9
4.2
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 94
XBRL?   [ original filing ]
Total numbers found: 3,094

= Typical UMBF range from 4/30/2020 to 2/27/2025
30.3
18.0
10.7
8.6
10.2
6.6
6.2
4.9
4.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 94
XBRL?   [ original filing ]
Total numbers found: 3,005

= Typical UMBF range from 4/30/2020 to 2/27/2025
31.4
17.4
10.8
8.6
10.4
6.1
5.3
4.7
5.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 82
XBRL?   [ original filing ]
Total numbers found: 1,899

= Typical UMBF range from 4/30/2020 to 2/27/2025
28.6
18.6
13.0
10.5
8.8
6.6
5.5
4.5
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 100
XBRL?   [ original filing ]
Total numbers found: 3,173

= Typical UMBF range from 4/30/2020 to 2/27/2025
26.7
18.7
12.9
10.6
9.1
8.1
5.4
5.0
3.6
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL?   [ original filing ]
Total numbers found: 3,176

= Typical UMBF range from 4/30/2020 to 2/27/2025
27.3
18.0
13.0
9.3
9.1
8.2
6.1
5.0
4.0
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 97
XBRL?   [ original filing ]
Total numbers found: 3,547

= Typical UMBF range from 4/30/2020 to 2/27/2025
28.9
17.5
12.4
10.3
8.3
7.9
5.2
5.1
4.5
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 99
XBRL?   [ original filing ]
Total numbers found: 2,619

= Typical UMBF range from 4/30/2020 to 2/27/2025
30.1
18.5
13.4
8.3
8.5
7.0
5.0
5.3
3.9
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 92
XBRL?   [ original filing ]
Total numbers found: 3,121

= Typical UMBF range from 4/30/2020 to 2/27/2025
29.7
18.3
12.6
7.7
10.1
6.8
5.4
4.9
4.3
 
%1 %2 %3 %4 %5 %6 %7 %8 %9
Benford's Law Stocks Score: 96
XBRL?   [ original filing ]
Total numbers found: 2,441

= Typical UMBF range from 4/30/2020 to 2/27/2025
 

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